Term Life Insurance Quotes
Instantly Compare Quotes
Shopping for life insurance involves diligent research and careful attention to details. With so many options available and so much at stake, it can be overwhelming trying to figure out where to begin.
That’s why LifeInsure.com provides you with accurate life insurance quotes online. We provide quote information from highly-rated insurance companies so that you can easily and quickly gather and compare details in order to choose the company and the plan that will best suit your needs and the needs of your family.
Comprehensive Life Insurance Quote Tool
LifeInsure.com features a comprehensive, easy-to-use life insurance quote tool that will allow you to gain access to the insurance industry database of term life insurance quotes online (as well as universal life insurance quotes).
You can easily bring up several quotes for comparison at any time of the day or night, without having to speak to an agent to do so. Should you wish to speak to one of our licensed agents, however, LifeInsure.com is available to answer any of your questions.
Instant Quote Insurance Products
LifeInsure.com represents most of the highly-rated insurance companies and can offer instant quotes on many of the most popular products.
The life insurance industry has become incredibly competitive and as a result, individuals, families, and businesses can purchase life insurance at incredibly low rates.
Term Life Insurance
As the most affordable life insurance product in the marketplace, term insurance has become especially popular for growing families who commonly create considerable debt as they establish their families.
Since term can be purchased in policy periods from 5 to 40 years, many breadwinners rely on term insurance to replace their income if they die unexpectedly.
Healthy individuals are capable of purchasing a \$1,000,000 20-year term life insurance policy for less than \$35 per month. Additionally, most term policies can be converted to a permanent policy before expiration without proof of insurability.
Term Life Insurance Quotes
No Exam Term Life Insurance
If like many of our prospective clients, you are unwilling to undergo a life insurance exam and provide a blood/urine sample, LifeInsure.com represents several companies who offer term life insurance policies up to $1million in coverage without a medical exam requirement.
We frequently speak with people who are opposed to a life insurance medical exam for a variety of reasons, and as such, many of our insurance companies are willing to offer no-medical exam term life insurance.
A decade ago, buying no-exam term life was more expensive than fully-underwritten term life, but with innovative technology that is available today, the difference in premium is minimal.
No Exam Life Insurance Quotes
Final Expense and Burial Insurance
Most insurance companies target senior prospective clients with the Final Expense & Burial Insurance whole life policy.
These policies are also no-exam products and the underwriting guidelines are very liberal and, in most cases, easy for seniors to qualify for.
These are whole life policies designed to be used to cover final expenses such as funeral and burial expenses and not have these costs left to grieving family members to pay out-of-pocket.
For seniors who cannot medically qualify for coverage, several carriers offer guaranteed issue policies where virtually any living person can purchase life insurance. Yes, guaranteed issue policies are more expensive because the insurance companies are agreeing to accept an unknown medical risk.
Just like traditional whole life insurance policies, Final Expense policies offer the same guarantees and benefits:
- Guaranteed death benefit for the life of the policy
- The policy cannot be canceled by the company for any reason other than non-payment
- Once issued, monthly premiums cannot be increased for any reason
- The policy builds cash value over time that earns tax-deferred interest
- Cash account can be accessed by the policy owner via policy loans, withdrawals, or surrender for cash
Final Expense Life Insurance
Your Privacy Matters to Us
We know how important your privacy is, so we’ve designed our quote tool so you can access our database of quotes without having to enter your personal information beforehand.
While other life insurance quote tools require your name, contact details, and other sensitive information before you’re shown any term life insurance quotes online, LifeInsure.com does not ask for this information until you decide to apply for one of the policies shown.
Life Insurance Quotes You Can Use
Why struggle with life insurance quote engines that display hordes of confusing, outdated or irrelevant information when you need simple, quick and accurate details?
Now is the time to receive instant quotes that will set you on the path to choosing the best protection for you and your loved ones. Get started today with our life insurance quote tool, and be sure to check out our FAQs and recent blog posts for discussions regarding important life insurance news and information today.
You can always contact LifeInsure.com for answers to any of your questions regarding life insurance quotes online; Give us a call or contact us online today!
Many Highly-Rated Insurers to Choose From
As a nationally operated independent insurance brokerage, LifeInsure.com represents a large number of insurance companies that offer a comprehensive selection of policy types. Visit our Life Insurance Company Page by CLICKING HERE.