Bestow Life Insurance, although a relatively new player in the Term Life Insurance Market, is doing the two most important things that consumers love:
- Quick and Easy Purchase Process
- Super Competitive Pricing
Powered by North American Company for Life and Health Insurance, Bestow takes the stress and complications out of purchasing affordable life insurance.
Easy Review Navigation
How They’re Different
Unlike most highly-rated insurers, the application process is done completely online using an expedited underwriting process and no life insurance medical exam.
Even without a medical exam, Bestow is prepared to offer term life insurance policies with face amounts up to $1.5 million.
Bestow is available in 49 states and can easily be accessed through experienced and reputable independent agents like LifeInsure.com.
Individuals from age 18 to 60 are invited to obtain quotes with Bestow and, in many cases, get an affordable term life insurance in less than 15 minutes.
With policy choices of 10, 15, 20, 25, and 30 years, Bestow will likely be the best fit for almost any prospective client looking to protect the financial stability of their loved ones.
How it Works
Shopping with Bestow is as easy as ordering a Pizza. Shoppers will deal directly with the company electronically and with Bestow, medical exams are a thing of the past.
Simply complete the electronic quote form on this page and you will be redirected to the good folks at Bestow.
You will complete your application online, and when approved, you can pay electronically and your policy will be delivered electronically for your review.
To get a quick estimate, you need only to answer 6 questions:
- Gender
- DOB
- Height
- Weight
- Zip Code
- Nicotine Use
Pros and Cons
Like other insurance companies, there are pros and cons which means there just isn’t one insurance company that will be a great fit for every insurance shopper. We believe, however, that Bestow’s Con list is shorter than many of its competitors:
|
Pros |
Cons |
|
Fast policy decision with no medical exam |
Not available in NY state or to anyone over age 60 |
|
Less complaints to state regulators than many other highly-rated companies |
Face amounts limited to $1.5 million |
|
Available in all states except New York |
No optional riders available |
Is Bestow Right for Me?
As with any insurer, Bestow may not be the best fit for you. Based on their underwriting guidelines and rates, Bestow will be the best fit for younger and healthy applicants.
Moreover, if you are looking to replace a current policy, Bestow cannot help you if you live in Florida, Georgia, Indiana, Kansas, Michigan, Nevada, Oklahoma,or Wyoming.
What Bestow Customers are Saying
Instead of taking our word for it, check out what Bestow’s customers are saying about its products, pricing, customer service, and claim service.
I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.
I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure.
Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client.
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