About American General
As a member company of the AIG Group of companies, American General enjoys an impeccable reputation that dates back 100 years. The company has been continuously safeguarding the hopes and dreams of individuals and families for a century. Since its inception, American General has grown its footprint while serving families across America and now ranks as one of the leading insurers in North America. Note: AIG offers life insurance policies in the State of New York from their wholly-owned subsidiary, United States Life Insurance in the City of New York. NOTE: We are not American General. If you would like to speak with a representative, you can call them at (713) 522-1111 or contact them through their website at AIG.com. American General Life Insurance – AIG 2727 – A Allen Parkway Houston, TX 77019American General’s Financial Stability Ratings

Rating Company | Current Rating |
A.M. Best | A |
Standard & Poor’s | A+ |
Moody’s Investors Service | A2 |
Fitch Ratings | A+ |
COMDEX Score | 82 |
Products offered by American General Life
In its efforts to accommodate individuals and families with the financial protection they need, American General offers a comprehensive portfolio of life insurance products.Term Life Insurance
Term insurance is certainly one of the most popular products for individuals and families looking to replace an income stream in the event of an unexpected death. With term insurance, applicants can get large face amounts at very affordable rates when compared to other permanent cash-value products. American General offers two term products: Select-A-Term and ROP Select-a-Term.Select-A-Term
American General’s Select-a-Term product is similar to other term products in the marketplace except the company will issue policies that are year specific. For example, if you need coverage for only 23 years, you do not have to purchase a 25-year policy like you would with most other carriers. The Select-a-Term policy is also convertible for the duration of the policy or until the insured turns 70, whichever comes first. This means that if you have a 30-year term policy and are under age 70, you can convert your policy to a permanent policy without proof of insurability until you term 70 years old. The Select-A-Term product is also very affordable. Here are the actual rates for a very healthy male and female non-smoker for $500,000 20-year policy:Age of Applicant | Male Non-Smoker | Female Non-Smoker |
25 | $19.57 | $16.67 |
30 | $19.92 | $17.27 |
35 | $21.28 | $18.37 |
40 | $29.92 | $25.84 |
45 | $48.60 | $38.47 |
50 | $75.66 | $58.01 |
Universal Life Insurance
For individuals and families who prefer permanent life insurance that also earns cash value and accumulates wealth over the life of the policy, a Universal Life Policy may be the perfect solution. Although Universal Life costs more than term insurance, it’s typically much cheaper than Whole Life insurance and is flexible in terms of premium payment and face amount. Once again, American General brings a great selection of products to the table to accommodate the needs and budget of the applicant. Employees who are maxing out tradition investments such as 401(k) or traditional IRAs should consider adding a LIRP (life insurance retirement plan) to their retirement planning so that the taxes and IRS constraints will not impact their ability to accumulate wealth for retirement. For more information about American General Life Insurance (AIG), or if you have other insurance questions, call the insurance professionals at LifeInsure.com at (866) 691-0100 during normal business hours or contact us through our website.Term Life Insurance
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President at Intramark Insurance Services
In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.
I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.
I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure.
Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client.
I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.
I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure.
Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client.
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