John Hancock Life Insurance Company

P.O. Box 772
Boston, MA  02117
Phone: (800) 732-5543
Company Website:


About John Hancock Life Insurance Company

From their humble beginnings in 1862 as a four-person company formed in a single room, the name John Hancock, one of our nation’s forefathers and the inspiration for the company, has long stood for integrity and commitment.

Today, they continue their tradition as a well-established financial services leader by operating as the U.S. unit of Manulife, a leading Canadian-based financial services group serving the financial needs of millions of customers in 22 countries and territories worldwide.

John Hancock’s core retail products in the U.S. focus on providing financial solutions at every stage of their clients’ lives. Their product suite includes life insurance, mutual funds, 401(k) plans, long-term care (LTC) insurance, and annuities. They distribute their products primarily through licensed financial advisors, and through John Hancock Financial Network, a national network of independent firms.

John Hancock has continually demonstrated an innovative approach to marketing as they introduced a partnership with the Vitality Group in an effort to assist their clients with living longer and healthier lives.


John Hancock Life Insurance Company Financial Strength

a.m. best

Certainly, there is more to an insurance company than a popular name and being recognized worldwide. The bottom line is always the bottom line and it makes great financial sense to do a little research to make certain that the life insurance company you choose to do business with will outlive you. After all, the company‘s promise to pay may have to stand for decades.

Rating Company Current Rating
A.M. Best A+
Moody’s Investors Service A1
Standard & Poor’s AA-
Fitch Ratings AA-
COMDEX Score 93

Click Here to learn more about insurance company financial ratings


John Hancock’s Life Insurance Portfolio


Since the company’s founding, John Hancock has always been about helping hard-working individuals and families financially prepare for life events that everyone typically deals with, and so the company offers a comprehensive selection of products to do just that.


John Hancock Term Life Insurance

What motivates you to buy life insurance

Most individuals and families look to term life insurance to replace the income of a breadwinner for a period of years. Term insurance allows survivors to continue on financially by providing large amounts of life insurance coverage at very affordable rates.

With term life insurance being the most popular type of coverage, competition forces insurance companies to offer competitive rates, and consumers will benefit from the competition in the marketplace.

 Here are John Hancock’s actual rates for a 20-year $250,000 term policy for a very healthy male and female non-smoker: 
Age of ApplicantMale Non-SmokerFemale Non-Smoker

For an accurate quote for your actual age, please click the instant quote button on the right side of the page.


John Hancock Universal Life Insurance

life insurance riders

For individuals who are concerned about obtaining a lifetime death benefit combined with cash accumulation, John Hancock offers a group of Universal Life Insurance products that can accommodate various circumstances and goals of the applicant.

Each of the UL products is designed to offer permanent life insurance combined with wealth accumulation. Your retirement goals will help John Hancock Life determine which product would produce the best result and help you achieve your goals.

Each of the UL products also contains important features not found in term life insurance:

  • Flexibility to adjust to life events
  • Long-term care options
  • Available with John Hancock’s Vitality Program that provides rewards for healthy living


John Hancock Final Expense Insurance

life insurance for seniors over 65

With thousands of baby boomers aging into retirement every day, Final Expense Insurance has become one of the most popular segments of the insurance industry. Many seniors are becoming aware that funeral and burial expenses are climbing year after year and that having a final expense policy in place will guarantee that this burden is not passed on to surviving loved ones.

With John Hancock’s Guaranteed Acceptance final expense insurance, seniors are able to purchase important final expense coverage even when their health is declining:

  • There are no health questions on the application and no medical exam required
  • Your payments will never go up and your coverage will never go down during your lifetime.
  • The death benefit is paid to your designated beneficiary tax-free.
  • The coverage is whole life insurance and comes with the features and benefits found in traditional whole life insurance.


With John Hancock’s Guaranteed Acceptance final expense insurance, a 60-year old make can purchase $15,000 in lifetime coverage for about $120.00 per month even if suffering from multiple severe health issues.


John Hancock’s Vitality Program – A new kind of Life Insurance

John Hancock | Vitality

With John Hancock’s Vitality Program, policyholders have the opportunity to reduce life insurance premiums up to 15% and earn numerous awards and discounts on products with companies who have partnered in the Vitality Program. Policyholders can save money for getting and staying healthy:

 When was the last time someone paid you to get healthy and live longer? 


Speak with a Professional
For more information about John Hancock Life Insurance or if you have other insurance questions, call the insurance professionals at at (866) 691-0100 during normal business hours or contact us through our website.

speak with a Professional

For more information, call an insurance professional at (866) 868-0099 during normal business hours or contact us through our website.

Get In Touch

To get more information about purchasing life insurance with severe medical conditions, contact an insurance professional at LifeInsure.Com today at (866) 868-0099 during normal business hours, or you can contact us through our website 24/7.

Home Office

450 N. Brand Blvd. Suite 600,
Glendale, CA 91203

Speak to a Licensed Representative



Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.


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