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GET QUOTE NOW! A proper buy-sell agreement should always have provisions that assume the future needs of a small business. Although most buy-sell agreements arrange for the death of a small business owner, many buy-sell documents are quiet when it …
Long-term disability insurance. For most, this term only comes up when applying for company health benefits when you are a newly-hired employee. You know you need health insurance, and they will typically give you life insurance, but what happens if …
The main reasons why some people prefer working as a salaried employee instead of as a self-employed worker are the benefits salaried employees receive for sick days and disability leaves, usually being paid as normal days. While for most …
While many people know it’s important to re-evaluate their life insurance coverage or car insurance coverage from time to time, disability insurance coverage is often overlooked. Should you fall ill or become injured or disabled and unable to work, …
Pop Quiz announcement! What is the number one reason people in the U.S. file for bankruptcy? Divorce Money Mismanagement Job Loss Unmanageable Medical Expenses If you answered A, B, or C, you’d be wrong. The number one reason for bankruptcy in the …
It’s interesting to look at what Americans consider most important in their lives. You can get an idea of our priorities when you consider what we insure and what we don’t insure. For example, most people will insure their car, their boat, their RV, …
November is the month designated for caregivers to be recognized for their tireless efforts during National Caregivers Appreciation Month. This year, the theme is “Take Care to Give Care,” and emphasizes the first rule of taking care of others, which …
About one in eight women (about 12%) will get invasive breast cancer in her lifetime. In 2016, almost 250,000 new cases of invasive breast cancer are expected to be diagnosed in women in the U.S. An additional 61,000 women are expected to be …
Loggers, fishermen, aircraft pilots and flight engineers: these are the most dangerous occupations in the U.S. So it makes sense that these workers would have the strongest need for long-term disability insurance—right? Wrong. While these occupations …
Did you know that when compared to other professions, nursing carries a higher risk of short- and long-term illness and injury, nursing carries a higher risk of short- and long-term illness and injury? According to the Department of Labor, nurses …
