Richard Reich

Preparing for Death? – 6 Things you Must Do

Six must-do items if you’re preparing for death. Before you start looking at the religious and philosophical answers to this question, I have to quickly warn you that this discussion leans more toward the material than the spiritual. What I am …

Life Insurance with Sleep Apnea

Sleep apnea is a condition that causes disturbances in breathing while sleeping. Typically, an individual with sleep apnea will quit breathing during sleep for a time period, varying from a few seconds to a few minutes. The individual will then …

Life Insurance for HIV Positive Applicants

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk life insurance placements. Can HIV-Positive Applicants Get Life Insurance in 2026? Yes — and the doors are wider open …

Life Insurance for Business Owners

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes Business owners are exposed to considerable financial risks every day and not just from business-related pitfalls. Most …

Simplified Issue Life Insurance

Simplified Issue Life Insurance is a simple solution for applicants who might not medically qualify for traditional life insurance. It’s also a solution for applicants who need a policy issued quickly and who prefer not to undergo a medical …

High Cholesterol Life Insurance

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes If you are shopping for affordable life insurance and have been dealing with high cholesterol, you’ve likely decided …

Life Insurance with High Blood Pressure

Purchasing affordable life insurance with high blood pressure can be challenging when you go it alone. According to the Centers for Disease Control, high blood pressure is a relatively common medical issue that affects approximately 32% of American …

How to Find Affordable Life Insurance Policies in 2024

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes Most everyone understands how important it is to own life insurance. In fact, over 50% of adults in the US have coverage right …