Insurance Company Financial Strength Whether you are purchasing term insurance, return of premium life insurance, whole life, universal life or survivorship life insurance, one of the most important issues to consider is the financial strength of the company...
Reduce Estate Tax Liability with Life Insurance Trusts Are you’re wondering if life insurance trusts are a good idea? Depending on your financial situation and the manner in which your life insurance policy is structured, setting up a trust may be in your...
You also should be aware of the other procedures involved in estate settlement. Here’s a quick review of some of them. Your attorney, as well as other estate planning professionals, can provide more details. Transferring property When thinking about transferring...
I recently watched the fabulous movie It’s a Wonderful Life for the umpteenth time. I must admit it gets me every time I watch it. With my apologies to Frank Capra, here’s another version of the movie: George Bailey has spent his entire life helping the...
There’s an old-school method of selling life insurance called backing the hearse up to the door. Using this method, a life insurance salesman vividly paints a picture of what life would be like if the family’s breadwinner were to die before his/her...
