Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies.
The table is fairly generic, but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea). Bear in mind that our Health Analyzer factors in your height and weigh when calculating your rates.
Height/Weight Chart | ||||||||||||||||||||
MALE | FEMALE | |||||||||||||||||||
Height | Preferred | Pref NT & Pref T | Standard | Std | Std | Height | Preferred | Pref NT & Pref T | Standard | Std | Std | |||||||||
Feet | In | Low | High | Low | High | Low | High |
|
| Feet | In | Low | High | Low | High | Low | High |
|
| |
4 | 8 | 83 | 126 | 82 | 137 | 81 | 150 | >150 | >137 | 4 | 8 | 82 | 123 | 81 | 134 | 80 | 146 | >146 | >134 | |
4 | 9 | 85 | 131 | 84 | 142 | 83 | 155 | >155 | >142 | 4 | 9 | 84 | 127 | 84 | 139 | 83 | 151 | >151 | >139 | |
4 | 10 | 88 | 136 | 87 | 147 | 86 | 160 | >160 | >147 | 4 | 10 | 87 | 132 | 86 | 144 | 85 | 156 | >156 | >144 | |
4 | 11 | 92 | 141 | 91 | 153 | 90 | 166 | >166 | >153 | 4 | 11 | 90 | 137 | 89 | 149 | 88 | 162 | >162 | >149 | |
5 | 0 | 96 | 146 | 95 | 158 | 94 | 171 | >171 | >158 | 5 | 0 | 92 | 142 | 91 | 154 | 90 | 167 | >167 | >154 | |
5 | 1 | 99 | 150 | 98 | 163 | 97 | 177 | >177 | >163 | 5 | 1 | 94 | 147 | 93 | 159 | 92 | 172 | >172 | >159 | |
5 | 2 | 103 | 155 | 102 | 168 | 101 | 182 | >182 | >168 | 5 | 2 | 97 | 151 | 96 | 163 | 95 | 178 | >178 | >163 | |
5 | 3 | 107 | 160 | 106 | 173 | 105 | 188 | >188 | >173 | 5 | 3 | 99 | 156 | 97 | 168 | 96 | 183 | >183 | >168 | |
5 | 4 | 110 | 164 | 109 | 178 | 108 | 193 | >193 | >178 | 5 | 4 | 101 | 161 | 100 | 173 | 99 | 188 | >188 | >173 | |
5 | 5 | 114 | 169 | 112 | 183 | 111 | 199 | >199 | >183 | 5 | 5 | 103 | 165 | 102 | 178 | 101 | 194 | >194 | >178 | |
5 | 6 | 117 | 174 | 116 | 188 | 114 | 205 | >205 | >188 | 5 | 6 | 106 | 170 | 104 | 183 | 103 | 200 | >200 | >183 | |
5 | 7 | 121 | 179 | 119 | 193 | 118 | 211 | >211 | >193 | 5 | 7 | 107 | 175 | 106 | 188 | 105 | 205 | >205 | >188 | |
5 | 8 | 123 | 184 | 122 | 199 | 120 | 216 | >216 | >199 | 5 | 8 | 111 | 180 | 110 | 194 | 108 | 211 | >211 | >194 | |
5 | 9 | 128 | 189 | 126 | 204 | 125 | 222 | >222 | >204 | 5 | 9 | 114 | 185 | 112 | 199 | 111 | 216 | >216 | >199 | |
5 | 10 | 130 | 195 | 129 | 210 | 127 | 228 | >228 | >210 | 5 | 10 | 117 | 190 | 116 | 205 | 114 | 222 | >222 | >205 | |
5 | 11 | 134 | 200 | 132 | 215 | 131 | 234 | >234 | >215 | 5 | 11 | 120 | 195 | 118 | 210 | 117 | 227 | >227 | >210 | |
6 | 0 | 137 | 205 | 136 | 221 | 134 | 240 | >240 | >221 | 6 | 0 | 122 | 200 | 121 | 216 | 120 | 233 | >233 | >216 | |
6 | 1 | 142 | 211 | 140 | 227 | 137 | 246 | >246 | >227 | 6 | 1 | 126 | 206 | 124 | 222 | 123 | 239 | >239 | >222 | |
6 | 2 | 145 | 217 | 144 | 234 | 142 | 253 | >253 | >234 | 6 | 2 | 128 | 211 | 127 | 229 | 126 | 245 | >245 | >229 | |
6 | 3 | 149 | 222 | 147 | 240 | 145 | 260 | >260 | >240 | 6 | 3 | 132 | 217 | 131 | 235 | 129 | 251 | >251 | >235 | |
6 | 4 | 152 | 228 | 151 | 246 | 149 | 266 | >266 | >246 | 6 | 4 | 136 | 223 | 134 | 242 | 132 | 258 | >258 | >242 | |
6 | 5 | 157 | 234 | 155 | 253 | 153 | 273 | >273 | >253 | 6 | 5 | 139 | 229 | 137 | 248 | 136 | 264 | >264 | >248 | |
6 | 6 | 161 | 240 | 159 | 260 | 157 | 280 | >280 | >260 | 6 | 6 | 143 | 235 | 141 | 255 | 139 | 270 | >270 | >255 | |
6 | 7 | 165 | 245 | 164 | 266 | 162 | 287 | >287 | >266 | |||||||||||
6 | 8 | 169 | 250 | 168 | 272 | 167 | 294 | >294 | >272 | |||||||||||
6 | 9 | 174 | 255 | 173 | 278 | 172 | 301 | >301 | >278 | |||||||||||