Life Insurance for Seniors in their 80s | Is it too Late?

Life Insurance for Seniors in their 80s | Is it too Late?

Is there a point in a senior’s life when they’re too old to buy life insurance? In our experience, we have found that 90 is the typical limit for purchasing life insurance but it is possible to buy life insurance after 90 but the cost of coverage is simply ridiculous....
What is Guaranteed Issue Life Insurance | Why Should I Buy It?

What is Guaranteed Issue Life Insurance | Why Should I Buy It?

Guaranteed issue life insurance, also known as guaranteed acceptance life insurance, is a whole life insurance policy where the applicant’s health status is not taken into consideration.   Breaking down Guaranteed Issue Life Insurance   Guaranteed issue life...
Buy Affordable Life Insurance with Sleep Apnea

Buy Affordable Life Insurance with Sleep Apnea

Ask around and you’ll likely find that many people take sleep apnea lightly. This is likely because most people are unaware of the effects of sleep apnea. Most think of sleep apnea as the cause of loud snoring and shortness of breath during the night. Unfortunately,...
Affordable Life Insurance for Seniors over 65

Affordable Life Insurance for Seniors over 65

When seniors over 65 are shopping for life insurance, there are typically two reasons they need coverage at this point in their life: they have life insurance now but would like to add additional coverage or they had life insurance and had to give it up and need to...
Why Buy 20-Year Term Life Insurance? A Case Study

Why Buy 20-Year Term Life Insurance? A Case Study

Even though life insurance can be complicated and confusing, most consumers know a little about term life insurance. Generally, U.S. consumers understand that term life insurance is much cheaper than other kinds of insurance like whole life or universal life...
How to Know When to Take Social Security

How to Know When to Take Social Security

If you’re approaching retirement age, you should already be thinking about social security. The earliest age you can receive social security benefits is 62, and many people choose to start collecting right away. But there are benefits to waiting until you’re 65 or...
Final Expense vs Burial Insurance – What’s the Difference?

Final Expense vs Burial Insurance – What’s the Difference?

I have heard from many seniors that they are not certain what Final Expense Insurance is and what Burial Insurance is and if there’s a difference. I can certainly understand the confusion when life insurance companies assign certain “marketing names” to various...
Life Insurance for Seniors Over 70

Life Insurance for Seniors Over 70

It’s interesting that many seniors assume life insurance will no longer be available to them once they are over age 70. Most think that the cost will be prohibitive or that medical issues will disqualify them from being approved for coverage. In this article, we’ll...
How to File a Life Insurance Claim

How to File a Life Insurance Claim

Talking about a life insurance policy can be a little awkward. Maybe you’re trying to figure out how much coverage you need, or if you or your spouse should get a policy. But it’s an important conversation to have – especially if you’re a listed beneficiary on...
Life Insurance for Children

Life Insurance for Children

You’ve no doubt seen commercials for child life insurance policies and may be wondering whether or not it is useful or appropriate to purchase one. We understand that death is a delicate issue, made even more sensitive when we bring our children into the...