Term or Whole Life?

Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term vs Whole Life Insurance

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Affordable life insurance

Is affordable life insurance possible?  According to the 2017 Insurance Barometer, an annual report published by LIMRA (Life Insurance and market research association), there are only three reasons consistently reported by more than two-thirds of respondents each year regarding why people don’t buy life insurance: It’s too expensive. I have … Continue reading Affordable Life Insurance is Possible

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what happens when my term life insurance policy expires

“All good things must come to an end.” Fortunately, this doesn’t apply to modern day term life insurance policies! While some analysts suggest that you won’t need insurance after a 20-year term. They may try to convince you that your children will be grown and you will have accumulated enough … Continue reading What to Do When Your Term Life Insurance Policy Runs Out

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life insurance as an investment

Before you look to invest in life insurance you must understand that life insurance is more about financial protection than investing. A life insurance policy’s main purpose is to provide the financial blanket your family will need if you pass away. Earning dollars on the money you put towards your … Continue reading Life Insurance as an Investment?

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final expense insurance

You have worked almost your whole life and you are finally creeping up on retirement. You can practically smell the ocean and feel the sand in between your toes. But before you start celebrating all your hard work, you will want to make sure you have a plan for your … Continue reading Why You May Need Life Insurance After Retirement

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how health affects your life insurance rates

We are sorry to be the ones to break the news, but you are not going to live forever. This is one of the many reasons having life insurance is important to you and your family. You cannot control whether you die or not, but you can have a positive … Continue reading Infographic: How your health affects your life insurance policy

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final expense life insurance

Actually, Final Expense Insurance is not a type of insurance product but a “purpose” for life insurance. What we mean by this is that when you buy final expense insurance, your policy is unlikely to have the term “Final Expense  Life Insurance” anywhere on the contract. You see, insurance is … Continue reading The Complete Guide to Final Expense Insurance

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lifetime term life insurance

Term life insurance policies are easy to understand and do not cost as much as a permanent whole life insurance policy.  Term Life insurance typically comes in 10, 15, 20, 25, and 30 year terms. This means when you reach the end of your policy’s term, you will need to … Continue reading Lifetime Term Life Insurance

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A healthy lifestyle can improve your life insurance health classification

How can you improve your life insurance health classification?  If you have been following this blog, you have probably noticed that not all of our posts are about the subject of life insurance. We have recently included posts related to improving one’s health and lifestyles (that’s why we changed the … Continue reading Life Insurance Health Classification and your Health

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life insurance real-life stories

Life insurance agents typically share hypothetical stories about how life insurance can save families from financial ruin following the death of a loved one.  Fortunately, many families have felt the real-life impact of life insurance after the death of a spouse, parent or other family member.  The real-life stories below … Continue reading Real-Life Impact of Life Insurance

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