• Last updated Sep 19, 2018 at 7:07PM | Published on Sep 7, 2018

lifetime term life insurance

Term life insurance policies are easy to understand and do not cost as much as a permanent whole life insurance policy.  Term Life insurance typically comes in 10, 15, 20, 25, and 30 year terms. This means when you reach the end of your policy’s term, you will need to … Continue reading Term Life Insurance | The Ultimate Guide

READ MORE

  • Last updated Sep 17, 2018 at 9:48PM | Published on Sep 4, 2018

When you become pregnant, you begin thinking about the world in a different way. Your whole world will soon change forever, and you want to ensure that your child is able to live in a safe environment.  This includes your financial environment. Often times, we have people ask us the … Continue reading Can You Get Life Insurance if You’re Pregnant?

READ MORE

  • Last updated Aug 29, 2018 at 7:33PM | Published on Aug 22, 2018

life insurance and e-cigarettes

Finding life insurance policies can be difficult if you have pre-existing health conditions or if you are a smoker. Even those who occasionally smoke or use e-cigarettes can regularly experience 2 to 5 times higher life insurance rates than non-smokers. Thankfully, there are life insurance companies that provide affordable life … Continue reading How E-Cigarettes Affect Life Insurance Rates

READ MORE

  • Last updated Aug 24, 2018 at 10:14PM | Published on Aug 14, 2018

Term or Whole Life?

Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term vs Whole Life Insurance

READ MORE

  • Last updated Aug 8, 2018 at 11:01PM | Published on Aug 8, 2018

Affordable life insurance

Is affordable life insurance possible?  According to the 2017 Insurance Barometer, an annual report published by LIMRA (Life Insurance and market research association), there are only three reasons consistently reported by more than two-thirds of respondents each year regarding why people don’t buy life insurance: It’s too expensive. I have … Continue reading Affordable Life Insurance is Possible

READ MORE

  • Last updated Aug 7, 2018 at 10:33PM | Published on Aug 7, 2018

what happens when my term life insurance policy expires

“All good things must come to an end.” Fortunately, this doesn’t apply to modern day term life insurance policies! While some analysts suggest that you won’t need insurance after a 20-year term. They may try to convince you that your children will be grown and you will have accumulated enough … Continue reading What to Do When Your Term Life Insurance Policy Runs Out

READ MORE

  • Last updated Jul 31, 2018 at 10:59PM | Published on Jul 31, 2018

life insurance as an investment

Before you look to invest in life insurance you must understand that life insurance is more about financial protection than investing. A life insurance policy’s main purpose is to provide the financial blanket your family will need if you pass away. Earning dollars on the money you put towards your … Continue reading Life Insurance as an Investment?

READ MORE

  • Last updated Jul 26, 2018 at 9:14PM | Published on Jul 24, 2018

final expense insurance

You have worked almost your whole life and you are finally creeping up on retirement. You can practically smell the ocean and feel the sand in between your toes. But before you start celebrating all your hard work, you will want to make sure you have a plan for your … Continue reading Why You May Need Life Insurance After Retirement

READ MORE

  • Last updated Jul 17, 2018 at 7:57PM | Published on Jul 17, 2018

how health affects your life insurance rates

We are sorry to be the ones to break the news, but you are not going to live forever. This is one of the many reasons having life insurance is important to you and your family. You cannot control whether you die or not, but you can have a positive … Continue reading Infographic: How your health affects your life insurance policy

READ MORE

  • Last updated Jul 11, 2018 at 11:54PM | Published on Jul 11, 2018

final expense life insurance

Actually, Final Expense Insurance is not a type of insurance product but a “purpose” for life insurance. What we mean by this is that when you buy final expense insurance, your policy is unlikely to have the term “Final Expense  Life Insurance” anywhere on the contract. You see, insurance is … Continue reading The Complete Guide to Final Expense Insurance

READ MORE