• Last updated Dec 12, 2018 at 9:25PM | Published on Dec 12, 2018

life insurance medical exam

A medical exam is important to life insurance companies because it helps the underwriter verify the applicant’s answers to medical questions on the application and possibly uncover medical issues that the applicant wasn’t even aware of. For example, some disease like Hepatitis C may not present symptoms for many years … Continue reading Preparing for a Life Insurance Medical Exam

READ MORE

  • Last updated Nov 27, 2018 at 8:48PM | Published on Nov 26, 2018

life insurance for children

You’ve no doubt seen commercials for child life insurance policies and may be wondering whether or not it is useful or appropriate to purchase one. We understand that death is a delicate issue, made even more sensitive when we bring our children into the discussion. Buying a child life insurance policy may … Continue reading Life Insurance for Children

READ MORE

Term or Whole Life?

Once you discover life insurance does not cost as much as you anticipated, you’ll be even happier to know that there are certain steps you can take to make certain that you end up buying affordable life insurance. Wouldn’t it be a good thing to know those well-kept secrets that … Continue reading 5 Tips for Buying Affordable Life Insurance

READ MORE

Tips for buying life insurance for college students

The cost of college has been increasing rapidly over the last decade and shows no sign of slowing down. There is currently $1.4 trillion in outstanding student debt, demonstrating just how much the costs of higher education have increased, and how many college students have to resort to borrowing in … Continue reading 6 Tips When Buying Life Insurance Coverage for Your College Child

READ MORE

  • Last updated Sep 19, 2018 at 7:07PM | Published on Sep 7, 2018

lifetime term life insurance

Term life insurance policies are easy to understand and do not cost as much as a permanent whole life insurance policy.  Term Life insurance typically comes in 10, 15, 20, 25, and 30 year terms. This means when you reach the end of your policy’s term, you will need to … Continue reading Term Life Insurance | The Ultimate Guide

READ MORE

  • Last updated Sep 17, 2018 at 9:48PM | Published on Sep 4, 2018

When you become pregnant, you begin thinking about the world in a different way. Your whole world will soon change forever, and you want to ensure that your child is able to live in a safe environment.  This includes your financial environment. Often times, we have people ask us the … Continue reading Can You Get Life Insurance if You’re Pregnant?

READ MORE

  • Last updated Aug 29, 2018 at 7:33PM | Published on Aug 22, 2018

life insurance and e-cigarettes

Finding life insurance policies can be difficult if you have pre-existing health conditions or if you are a smoker. Even those who occasionally smoke or use e-cigarettes can regularly experience 2 to 5 times higher life insurance rates than non-smokers. Thankfully, there are life insurance companies that provide affordable life … Continue reading How E-Cigarettes Affect Life Insurance Rates

READ MORE

  • Last updated Aug 24, 2018 at 10:14PM | Published on Aug 14, 2018

Term or Whole Life?

Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term vs Whole Life Insurance

READ MORE

  • Last updated Aug 8, 2018 at 11:01PM | Published on Aug 8, 2018

Affordable life insurance

Is affordable life insurance possible?  According to the 2017 Insurance Barometer, an annual report published by LIMRA (Life Insurance and market research association), there are only three reasons consistently reported by more than two-thirds of respondents each year regarding why people don’t buy life insurance: It’s too expensive. I have … Continue reading Affordable Life Insurance is Possible

READ MORE

  • Last updated Aug 7, 2018 at 10:33PM | Published on Aug 7, 2018

what happens when my term life insurance policy expires

“All good things must come to an end.” Fortunately, this doesn’t apply to modern day term life insurance policies! While some analysts suggest that you won’t need insurance after a 20-year term. They may try to convince you that your children will be grown and you will have accumulated enough … Continue reading What to Do When Your Term Life Insurance Policy Runs Out

READ MORE