The Best Life Insurance Quotes for People Over 50

The Best Life Insurance Quotes for People Over 50

Life Insurance for People Over 50 Although finding the best life insurance when you’re over 50 may be challenging, the truth of the matter is it’s rather easy and affordable. Sure, you may be dealing with some health issues and maybe you’re turned off by the waiting...
10 Year Term Life Insurance: What It Is & How It Works

10 Year Term Life Insurance: What It Is & How It Works

If you are considering Term Life Insurance, you’re likely aware that you can choose between 10, 15, 20, 25, and 30-year terms from most companies. Having these choices is a large part of the reason that term life insurance is so popular but ,of course, the super-low...
20 Year Term Life Insurance (How to Choose the Best Policy)

20 Year Term Life Insurance (How to Choose the Best Policy)

What does 20 Year Term Life Insurance Mean?   A 20-year Term Life Insurance policy is designed to provide life insurance coverage for 20 years. It is one of the traditional term policies (10, 15, 20, 25, and 30-year terms). A 20-year term policy, like most other...
30 Year Term Life Insurance: What It Is and How It Works

30 Year Term Life Insurance: What It Is and How It Works

When you purchase 30-year Term Life Insurance, it means you have life insurance coverage for 30 years as long as the periodic premiums are paid. In most cases, you cannot purchase term life for more than 30 years. Since coverage will continue for 30 years, the...
8 Types of Life Insurance (and How to Choose the Right Policy)

8 Types of Life Insurance (and How to Choose the Right Policy)

Although the number of types of life insurance products can be overwhelming for many people seeking coverage, having a selection of many products to choose from that can respond to different needs should be worth the unintended confusion. At its core, life insurance...
Why Choose Joint Life Insurance?

Why Choose Joint Life Insurance?

  A joint life insurance policy is an alternative for couples who would like to provide for each other if one of them passes away. Life insurance for couples and partners is an important component of financially supporting your spouse or partner, and buying a...
11 Best No Exam Life Insurance Companies for 2020-2021

11 Best No Exam Life Insurance Companies for 2020-2021

Ask a hundred people if they want cheap life insurance and everyone raises their hand. Then ask that same hundred people if they’re ready to take a life insurance exam; crickets. Let’s talk about best no exam life insurance. Most insurance professionals agree...
Life Insurance Application Process

Life Insurance Application Process

The five step application process listed below is fairly standard throughout the life insurance industry. However, we have streamlined the life insurance application process to make it as hassle-free as possible for our clients. We understand how important this...
What to Do When Your Term Life Insurance Policy Runs Out

What to Do When Your Term Life Insurance Policy Runs Out

Would it be important to you to know exactly what happens when your term life insurance expires? How about if you outlive the policy term? There are many experts who suggest that you won’t need life insurance longer than a 20-year term. They reason being that if your...
6 Key Factors That Can Affect Life Insurance Costs

6 Key Factors That Can Affect Life Insurance Costs

  Want to get life insurance? Want to protect your loved ones financially? Want to get the lowest life insurance costs out there without breaking the bank? Well, all of these questions are understandable. In fact, understanding how life insurance works and what...

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Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.