Life Insurance with Living Benefits in 2020

Life Insurance with Living Benefits in 2020

One of the biggest reasons for consumers to purchase life insurance is so that they are able to leave behind some financial security for their beneficiaries after they have passed away.  However, sometimes traditional life insurance does not cover all of the financial...
Technology Is Changing Insurance for The Better

Technology Is Changing Insurance for The Better

​Do you know that technology evolves exponentially? Operational abilities of new systems keep getting better and faster, thus making a tremendous impact on almost every industry out there. Insurance is by no means an exception here as now you can make smarter and more...
Life Insurance FAQ

Life Insurance FAQ

Applying for life insurance is a new experience for many people. We know this can be a daunting experience for many, so we have have provided these frequently asked questions to, hopefully, give you some answers to questions you might have: General Questions What is...
Worst and Best States to Be A Dentist

Worst and Best States to Be A Dentist

Whether you’re still studying to become a dentist, opening up your first practice, or you’ve been patching up cavities for years now, we have some good news for you – you’ve picked a great profession! U.S. News recently ranked dentistry as the No. 1 profession...
Disability Insurance Policy Provisions

Disability Insurance Policy Provisions

Disability Policy Provisions A good disability policy will typically contain the following provisions, either built into the body of the policy or added as rider. When comparing policies from different companies, review the wording of these provisions, as they all do...
Estate Planning

Estate Planning

Answers to Fundamental Questions about Estate Planning Estate planning can be simply defined as the complete process of planning an estate. The components of a successful estate plan would include: Estate creation and conservation during the owner’s life; The...
The 4 Cardinal Rules of Smart Money Management

The 4 Cardinal Rules of Smart Money Management

Americans are getting better at making ends meet, according to the 2013 National Financial Capability Study, but they are lacking in savings and debt management skills. Less than half of Americans surveyed had emergency savings of three months’ income, and only a...
No Exam Life Insurance

No Exam Life Insurance

What Is No Exam Life Insurance?   If you need life insurance coverage quickly, No Exam life insurance is one of the quickest ways to get coverage without having to undergo a medical exam. These policies are often easy to obtain, are approved much quicker than...
Universal Life Insurance

Universal Life Insurance

Universal life insurance is a type of permanent life insurance. It allows for a greater degree of flexibility and often lower cost than whole life insurance, another popular type of permanent insurance. The policyholder’s flexibility extends to the amount of the...