Richard Reich

Life Insurance With Colon Cancer

  Twenty years ago, if you had been diagnosed with Colon Cancer, your only hope for life insurance was to apply for a “guaranteed issue” policy and then hope you outlive the waiting period. Now, thanks to more liberal underwriting guidelines and …

Can You Get Life Insurance with Asthma?

This article was reviewed and approved by the LifeInsure.com Content Team Yes — many people with asthma can qualify for affordable life insurance, especially if their condition is well controlled. In fact, some applicants with mild or seasonal asthma …

What is Insurable Interest?

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes Insurable interest is one of those insurance terms that agents and companies throw around to consumers who typically don’t …

The Best Life Insurance Riders for Term Insurance

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes It is certainly no secret that term life insurance is the most affordable solution for replacing one’s income in the …

What is Guaranteed Issue Life Insurance?

Get Final Expense and Burial Insurance Quotes! Make sure your surviving loved ones aren’t stuck with your final expenses. Get quotes with minimal information required. GET QUOTES NOW! Are you in need of life insurance but concerned about …

How to Know When to Take Social Security

If you’re approaching retirement age, you should already be thinking about social security. The earliest age you can receive social security benefits is 62, and many people choose to start collecting right away. But there are benefits to …

Life Insurance for Children

Written by: Richard Reich,  a Licensed Insurance Professional 25+ Years Quick Answer Life insurance for children can provide lifelong coverage, build cash value, and guarantee future insurability. However, it’s not always the best financial choice …

Can You Get Life Insurance While Pregnant?

When you become pregnant, you begin thinking about the world differently. Your whole world will soon change forever, and you want to ensure that your child is able to live in a safe environment. This includes your financial environment. Oftentimes, …

Does Vaping Affect Life Insurance Rates?

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes Does vaping affect Life Insurance Rates? You bet it does. Nicotine is nicotine, and insurance companies generally charge …