Life Insurance

What is the Accelerated Death Benefit?

For most people, their primary reason for purchasing life insurance is to provide funds to their surviving loved ones to reduce the financial stress that the loss of your income is likely to cause. Some people purchase life insurance for more …

I’m Good – I Have Life Insurance at Work

Work Life Insurance Policies GET QUOTES NOW! As an independent insurance agent, I cannot remember how many times I’ve been told: “I’m good. I’ve got life insurance at work.” When I say I can’t remember, I mean …

Life Insurance with a Felony Conviction

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk Llife Insurance placements, along with Disability Insurance and Annuities.  Yes, you can sometimes get life insurance …

Buying Life Insurance for Your Grandchildren

Get Quotes Now! One of the most rewarding roles in life is that of a grandparent. Often eager to shower their grandchildren with gifts of toys and clothes, grandparents can play an instrumental position in providing the gift of peace of mind and …

How to Get Final Expense Insurance Quotes Today!

Reviewed by: Richard Reich, Licensed Insurance Professional This content has been reviewed for accuracy and compliance with current insurance standards. Reviewed by: Licensed Insurance ProfessionalThis content has been reviewed for accuracy and …

What are Life Insurance Settlement Options?

When the named insured on a life insurance policy dies, the beneficiary (or beneficiaries) is eligible for the policy death benefit. Inside the life insurance policy, there are life insurance settlement options that pertain to the method in which the …

Getting Life Insurance with Colon Cancer

Twenty years ago, if you had been diagnosed with Colon Cancer, your only hope for life insurance was to apply for a “guaranteed issue” policy and then hope you outlive the waiting period. Now, thanks to more liberal underwriting guidelines and …

Do Single People Need Life Insurance? Yes, and Here’s Why

Life insurance often brings to mind a family image. Yet, if you’re single, you might wonder if it’s necessary for you. You might be surprised by the answer. Even without a spouse or kids, there are big reasons why life insurance is a wise …

Life Insurance Myths Debunked

FREE NO-OBLIGATION LIFE INSURANCE QUOTES Get Quick and Easy Insurance Quotes Now! GET QUOTES NOW! [et_pb_section fb_built=”1″ _builder_version=”4.5.1″ background_color=”#f9f9f9″][et_pb_row …

Letter to a (Dead) Procrastinator

My apologies for the title of this post, but I wanted to get the attention of those of you who have procrastinated with getting a life insurance policy. Some of you know it’s something you need to do and “will get around to it someday,” while others …