High Risk Insurance

Life Insurance with Sleep Apnea

Sleep apnea is a condition that causes disturbances in breathing while sleeping. Typically, an individual with sleep apnea will quit breathing during sleep for a time period, varying from a few seconds to a few minutes. The individual will then …

Life Insurance for HIV Positive Applicants

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk life insurance placements. Can HIV-Positive Applicants Get Life Insurance in 2026? Yes — and the doors are wider open …

High Cholesterol Life Insurance

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes If you are shopping for affordable life insurance and have been dealing with high cholesterol, you’ve likely decided …

Life Insurance with High Blood Pressure

Purchasing affordable life insurance with high blood pressure can be challenging when you go it alone. According to the Centers for Disease Control, high blood pressure is a relatively common medical issue that affects approximately 32% of American …

Life Insurance with Pre-Existing Conditions

In today’s economy, purchasing life insurance is quick and easy, and because of competition among insurance companies, rates are lower than ever. If you are a healthy non-smoker, you can typically purchase a $1 million policy with a monthly …

Life Insurance after a Stroke

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk Llife Insurance placements, along with Disability Insurance and Annuities. A stroke occurs when blood flow to part of …

Life Insurance with Melanoma

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk Llife Insurance placements, along with Disability Insurance and Annuities.  Yes, it is possible to qualify for life …

Life Insurance with Prostate Cancer | 2026 Approval Guide

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk Llife Insurance placements, along with Disability Insurance and Annuities.    Yes, you can get life insurance with …