Richard Reich

Survivorship Life Insurance

Request Quote Comparisons Survivorship life insurance, also known as joint survivor life insurance or second-to-die life insurance, insures two lives and pays the death benefit upon the death of the second insured person. This type of policy is …

Mortgage Life Insurance

Securing a mortgage is one of the biggest financial investments you’ll make in your lifetime. While you may have taken steps to ensure that you can pay off your mortgage over time, unforeseen events can happen, such as an unexpected death. …

Resident Physician Disability Insurance

In the complex world of medical practice, resident physicians often overlook a crucial aspect of their financial security—resident physician disability insurance. As residents grapple with demanding schedules and intense learning environments, the …

Disability Insurance FAQs

By Richard Reich | Independent Life Insurance Broker | CA License #0832938 | 30+ years specializing in impaired risk and high-risk Llife Insurance placements, along with Disability Insurance and Annuities.  Our most popular Disability Insurance FAQs …

Is there an Age Limit for Life Insurance?

Reviewed by: Licensed Insurance Professional This content has been reviewed for accuracy and compliance with current insurance standards. Is there an age limit for life insurance? They say that age is nothing but a number, but for those looking to …

The Top 10 Reasons People don’t have Life Insurance

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes In today’s unpredictable world, life insurance stands as a cornerstone of financial security and peace of mind. Despite …

Can a Minor be a Beneficiary?

Term Life Insurance Quotes Get term life insurance quotes in just a few clicks. No personal information required Get Quotes Because we write a lot of life insurance for families with young children, this question comes up frequently. As you have …

Annual Life Insurance Policy Review

What did you do with your life insurance policy when you received it? If you’re like most people, you probably gave it a quick review and filed it with your other valuable documents. Also, if you’re like most people, you probably …

19 Things about Death You Probably Didn’t Know

After being decapitated, the average person remains conscious for an additional 15-20 seconds. Talk about a way to go. Mourning your dear departed cat? You could shave your eyebrows like the ancient Egyptians used to. Then again, maybe a trip to the …