Tips to save money on your grocery bill

  • Last updated Jun 21, 2019 at 3:54PM | Published on Aug 29, 2013
  • Richard Reich

There's no way around it: You need to buy food. However, your entire paycheck doesn't have to go to the grocery store. These tips and suggestions can help you reduce the amount you spend on food without sacrificing nutrition. You should:

Plan ahead

Going to the grocery store with no clue of what you're going to buy is never a good idea. Taking stock of what you already have in your home and making a list based on your needs will prevent you from overbuying. In addition, you should develop a menu of your meals for the week and buy all the ingredients for them at one time. This will keep you from returning to the store during the middle of the week and possibly buying additional things that you don't need.

Diversify protein options

Meat can be one of the most expensive items on your grocery bill. To save money, buy beans, eggs or tofu for some of your meals. If and when you do buy meat, purchase cuts that are on sale. Raw meat can be frozen for up to a year before its quality begins to diminish, so consider buying in bulk. 

Purchase prepackaged goods sparingly

Items like bagged salad and precut fruit and vegetables almost always have a higher price tag. Whole fruits and vegetables are cheaper and can last much longer in your refrigerator.

Price compare

The places where you shop may be the true culprit of a high grocery bill. Start reviewing your receipts to figure out which stores offer the best deals on the items that you typically buy. 

The above grocery-shopping tips also encourage healthy eating. Engaging in an overall healthier lifestyle may lower your life insurance premiums. Be sure to research term life insurance quotes at to see how your health will affect your life insurance premiums. Additionally, by saving money on your grocery bill, you might be able to budget extra funds for an expanded life insurance policy.

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