Universal Life Insurance

Universal Life Insurance

Universal life insurance is a type of permanent life insurance. It allows for a greater degree of flexibility and often lower cost than whole life insurance, another popular type of permanent insurance. The policyholder’s flexibility extends to the amount of the...
5 Tips for Buying Affordable Life Insurance

5 Tips for Buying Affordable Life Insurance

Once you discover life insurance does not cost as much as you anticipated, you’ll be even happier to know that there are certain steps you can take to make certain that you end up buying affordable life insurance. Consider these 5 tips for buying affordable life...
Can You Get Life Insurance if You’re Pregnant?

Can You Get Life Insurance if You’re Pregnant?

When you become pregnant, you begin thinking about the world in a different way. Your whole world will soon change forever, and you want to ensure that your child is able to live in a safe environment. This includes your financial environment. Often times, we have...
How E-Cigarettes Affect Life Insurance Rates

How E-Cigarettes Affect Life Insurance Rates

Finding life insurance policies can be difficult if you have pre-existing health conditions or if you are a smoker. Even those who occasionally smoke or use e-cigarettes can regularly experience 2 to 5 times higher life insurance rates than non-smokers. Thankfully,...
Affordable Life Insurance is Possible

Affordable Life Insurance is Possible

Is affordable life insurance possible? According to the 2017 Insurance Barometer, an annual report published by LIMRA (Life Insurance and market research association), there are only three reasons consistently reported by more than two-thirds of respondents each year...