Once the underwriter has approved your application, your life insurance policy will be issued. If the policy is issued other than applied, meaning the health class is different than your original quote, your case manager will contact you to discuss your options. While we do try to provide the most realistic quotes, the final quote can vary from the original due to information discovered during the underwriting process.
We will send your policy and delivery requirements to you via Priority Mail with a postage-paid return envelope for your use. Review the policy (we can assist you with this via telephone, if you’d like) and, if you agree with the terms of the policy, complete the delivery requirements (signature on receipt and/or other company forms and premium payment) and send it back to us in the postage-paid envelope. Do not send us the policy, as that is yours to keep.
Once we receive all the delivery requirements from you, we will then forward the delivery requirements to the insurance company. However, please note that your policy will be in force when we receive those requirements in our office.
Congratulations on your wise decision to purchase a life insurance policy!
If you have any questions about the policy or the application process, don’t hesitate to call us at 866-691-0100 Monday through Friday from 9:00 A.M. to 5:00 P.M.