If you are considering purchasing the type of universal life insurance policy that has lapse protection (secondary guarantees), you should purchase it before the end of the year, as premiums might see a significant increase in 2013. Universal life insurance with lapse protection is a great policy for those who … Continue reading Purchase Universal Life Insurance Now

READ MORE

I recently watched the fabulous movie It’s a Wonderful Life for the umpteenth time.  I must admit it gets me every time I watch it.   With my apologies to Frank Capra, here’s another version of the movie: George Bailey has spent his entire life helping the folks of Bedford Falls.  … Continue reading It’s a Wonderful Life…Insurance Policy

READ MORE