• Last updated Mar 22, 2017 at 9:05PM | Published on Apr 15, 2014

2014 Insurance Barometer Study

Once a year, LifeHappens.org and LIMRA conduct a study of the state of the insurance industry and publish their findings.  These are some of the key findings of this year’s study, pertaining to life insurance: One in four Americans say they need more life insurance, but only 10 percent are … Continue reading Highlights of the 2014 Insurance Barometer Study


  • Last updated Oct 1, 2018 at 1:06AM | Published on Feb 11, 2014

life insurance outside the US

You might think that you only need to know about life insurance policies in your own country, but if you’ve ever thought about moving abroad after retirement, then it could behoove you to know a thing or two about life insurance in other countries.The Basics:The concept of life insurance is … Continue reading Comparing life insurance policies in the U.S., UK, and Australia


  • Last updated Dec 20, 2018 at 5:28PM | Published on Jan 22, 2014

idiots guide to life insurance

What did you do with your life insurance policy when you received it?  If you’re like most people, you probably gave it a quick review and filed it with your other valuable documents.  Also, if you’re like most people, you probably haven’t looked at it for quite some time.  The … Continue reading Annual Life Insurance Policy Review


  • Last updated Mar 22, 2017 at 9:07PM | Published on Jan 14, 2014

Life Insurance Application

Let’s face it: when it comes to money, many (if not most) of us are pretty bad with handling it. Why else would the economy be in shambles? (Ok, not entirely our fault). However, there are a few pivotal steps that need be taken in order to ensure that you … Continue reading An Idiot’s Guide to Purchasing Life Insurance


  • Last updated Jan 12, 2018 at 3:58PM | Published on Oct 25, 2013

If you’re approaching retirement and have significant savings, investments and no debt, you may be wondering why you should keep your life insurance policy. A recent article on WealthManagement.com discussed this issue and provided the following reasons why you shouldn’t let a life insurance policy lapse: It’s a safe investment – While … Continue reading Why you shouldn’t let your Life Insurance Policy Lapse


Planning for your family's financial future can sometimes be difficult. The volatile nature of the stock market and uncertainty about employment can complicate your determination about how much life insurance you may need. It's common for some individuals to purchase a life insurance policy based on how much they think they … Continue reading Should term life insurance be based on your future earnings?


  • Last updated Jul 11, 2018 at 5:42PM | Published on Sep 26, 2013

getting life insurance?

Life insurance — you don’t need it, right? After all, you’re in your 20s or 30s, have no children and aren’t yet married. The truth is, even single people who don’t plan on dying for years are smart to purchase a life insurance policy. Policies are typically cheaper the younger … Continue reading Getting Life Insurance? Avoid These 4 Common Mistakes


  • Last updated Mar 22, 2017 at 9:16PM | Published on Sep 9, 2013

Life insurance can do amazing things for people. It can pay off debts, finance a child's education and provide surviving family members with a steady income while they grieve, recover and enter a new phase in their lives. Yet despite its availability, there is an alarming number of Americans who do … Continue reading September is Life Insurance Awareness Month


  • Last updated Mar 22, 2017 at 9:17PM | Published on Sep 4, 2013

Parents don't want to talk about death with their children, and most children don't want to think about what their lives would be like without their parents. However, you should be open and honest with your children about this difficult subject and your preparations for them should it happen. If … Continue reading Discussing life insurance with your children


  • Last updated Mar 22, 2017 at 9:18PM | Published on Aug 19, 2013

Nearly half of all U.S. workers fear the financial impact of a critical illness more than death, according to research conducted by Sun Life Financial. In its poll of over 4,000 full-time U.S.-based employees, the financial services company found that 47 percent of those surveyed cited "finances" as their greatest concern … Continue reading Study: Workers fear costs of critical illness more than death