Employment Resources for the Disabled
For millions of people with disabilities, a stable and sufficient job may seem out of reach. Nearly 70 percent of adults who have some type of disability would like to work. That’s a staggering 18 million people who could be joining the workforce. Here you will find...
Disability Resource Guide: Prevention & Planning for the Unexpected
Nearly one third of all Americans who enter the work force will become disabled before they retire. The culprits of these injuries do not fall to freak accidents on the job. In reality, back injuries, heart disease, cancer, and other injuries and illnesses are to...
Tips for Individuals
Choosing an Individual Disability Insurance Policy If you’re depending on your income to cover the cost of your living expenses, it’s essential that you protect your income with a quality disability income insurance policy. When comparing individual long term...
Disability Tips for Physicians
Why Physicians Need Disability Insurance For physicians, disability insurance is a necessity. Individuals who build successful careers as doctors spend many years and hundreds of thousands of dollars in training expenses preparing to pursue careers in the medical...
Disability Insurance Comparisons
Comparing Long Term Disability Insurance Policies When you’re looking at disability insurance comparisons from different sources, make sure to pay close attention to the specific terms of the policies you are considering. While there are many similarities among long...
Rehabilitation Benefit
To help a disabled insured person return to work in his or her own occupation, most disability insurance policies include a rehabilitation benefit. This benefit will pay some of the expenses incurred when the insured enrolls in an approved rehabilitation program. The...
Definition of Total Disability
For the purposes of determining the exact circumstances under which an insured may be entitled to benefits under a disability income insurance policy, Total Disability can be defined in two general ways: Own Occupation Definition of Disability Under this definition,...
Examples of Disability Insurance Claims
It may surprise you that only 14% of disability insurance claims are caused by injuries, most are caused by illness. Thus, the number of claims due to illness is six times more likely to occur than claims due to injuries. (1) The following gives actual recent claims...
