Examples of Disability Insurance Claims

Examples of Disability Insurance Claims

It may surprise you that only 14% of disability insurance claims are caused by injuries, most are caused by illness. Thus, the number of claims due to illness is six times more likely  to occur than claims due to injuries. (1) The following gives actual recent claims...
The Role of Disability in Mortgage Foreclosure

The Role of Disability in Mortgage Foreclosure

Disability insurance coverage is one of the most overlooked, under-attained coverages in the United States, even though availability of it is on the rise. About 100 million workers are without disability income insurance. There are several reasons for this disturbing...
Disability Insurance Glossary

Disability Insurance Glossary

Learning about disability insurance can be a daunting task, especially if one doesn’t know the meaning of the specialized words, of which there are many. In this disability insurance glossary, we have defined many of these terms used throughout this website and,...
Disability Insurance Companies

Disability Insurance Companies

We represent the top disability insurance companies specializing in disability insurance with an own-occupation definition of disability.  We believe the financial strength of the insurance company should be a factor in your choice of companies.  The following are the...
An Introduction to the Disability Rights Movement

An Introduction to the Disability Rights Movement

Much like the women’s liberation movement and the civil rights movement for ethnic minorities, the disabilities rights movement sought equal access, opportunity, consideration and basic human respect and dignity for those born blind, deaf, or with other forms of...
Disability Insurance Tip Center

Disability Insurance Tip Center

Quote Facts and TipsDisability Insurance ComparisonsDisability Insurance StatisticsTips to Choosing A Disability Insurance CompanyTips for Attorneys and LawyersTips for Dentists and Dental HygienistsTips for Executives and Business OwnersTips for PhysiciansTips for...
Disability Facts and Statistics

Disability Facts and Statistics

According to a recent study, most people estimate they have only a 16% chance of becoming disabled during their working years1 – in spite of the following startling facts2: If you’re under age 35, chances are one in three that you will be disabled for at least six...
Life Insurance Companies

Life Insurance Companies

LifeInsure.com represents the major life insurance companies currently in the marketplace.  We represent the following companies, based on competitive products, strong financial ratings and positive history of customer service ratings: American General Life Insurance...
Transamerica Life Insurance Company

Transamerica Life Insurance Company

Transamerica Insurance and Investment Group 1150 South Olive StreetLos Angeles, CA  90015Phone:  1-800-852-4678Company Website: www.transamerica.com About Transamerica    Transamerica’s roots can be traced back as far as 1904 when Amadeo Giannini decided it was...
Disability Insurance

Disability Insurance

Request Quotes Why you should have Disability Insurance   Your ability to earn a living is what keeps you and your family living the lifestyle you have worked so hard to create. So, why not take the extra step of protecting your income with disability insurance?...

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Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.