Comparing Permanent Life Insurance Policies

Comparing Permanent Life Insurance Policies

Once you understand the differences between term life and permanent life insurance policies, choosing the permanent life insurance option that best meets your needs requires an understanding of the difference between these types of policies. Many people automatically...
Getting Life Insurance? Avoid These 4 Common Mistakes

Getting Life Insurance? Avoid These 4 Common Mistakes

Life insurance — you don’t need it, right? After all, you’re in your 20s or 30s, have no children and aren’t yet married. The truth is, even single people who don’t plan on dying for years are smart to purchase a life insurance policy. Policies...

Life After Divorce: Get Your Finances in Order

While divorce isn’t the end you were looking for when you got married, life changes. Incompatibility and numerous other issues may make it the best option for you. One major problem post-divorce, however, is adjusting to your personal financial situation....

Shared decision-making may lead to higher medical costs

Physicians are sometimes criticized for not always involving patients and their families in making medical decisions. As a result, there has been a growing push to incorporate shared decision-making (SDM) into the treatment process. SDM is encouraged because...

September is Life Insurance Awareness Month

Life insurance can do amazing things for people. It can pay off debts, finance a child's education and provide surviving family members with a steady income while they grieve, recover and enter a new phase in their lives.Yet despite its availability, there...

Discussing life insurance with your children

Parents don't want to talk about death with their children, and most children don't want to think about what their lives would be like without their parents. However, you should be open and honest with your children about this difficult subject and your...

Tips to save money on your grocery bill

There’s no way around it: You need to buy food. However, your entire paycheck doesn’t have to go to the grocery store. These tips and suggestions can help you reduce the amount you spend on food without sacrificing nutrition. You should: Plan ahead Going...
Prepare Now for Your Parents’ Long-Term Care

Prepare Now for Your Parents’ Long-Term Care

We’d all like to be able to provide for our parents as they grow older, but today’s younger generation is more uncertain of their finances than ever. According to the Federal Reserve, the average U.S. household carries more than $15,000 in credit card...

Study: Workers fear costs of critical illness more than death

Nearly half of all U.S. workers fear the financial impact of a critical illness more than death, according to research conducted by Sun Life Financial. In its poll of over 4,000 full-time U.S.-based employees, the financial services company found that 47 percent of...

Replacing Income with Life Insurance

Having sold life insurance policies for over twenty years, I am very sensitive to people’s aversion to discussing anything having to do with death. It’s not an easy subject for some people to confront and it makes selling life insurance a very delicate...