Types of Life Insurance

To learn more about different types of life insurance policies, visit these pages:   Accidental Death Insurance Business Life Insurance Final Expense Life Insurance Mortgage Life Insurance No Exam Life Insurance Return of Premium Life Insurance (ROP Term)...
Life Insurance Glossary

Life Insurance Glossary

Learning about life insurance can be a daunting task, especially if one doesn’t know the meaning of the specialized words, of which there are many. In this life insurance glossary, we have defined many of these terms used throughout this website and, perhaps in your...
Life Insurance Application Process

Life Insurance Application Process

The five steps listed below are fairly standard throughout the life insurance industry. However, we have streamlined the life insurance application process to make it as hassle-free as possible for our clients. We understand how important this purchase is for you and...
Becoming Your Own Banker

Becoming Your Own Banker

What if you could be your own source of financing when the need arises instead of leaning on banks, finance and credit card companies? What if you could borrow against a life insurance policy and pay it back, instead of the bank? What if you could pay yourself back...
What is Insurable Interest?

What is Insurable Interest?

Insurable interest is one of those insurance terms that agents and companies throw around to consumers who typically don’t have a clue what it means. Why agents don’t immediately provide the meaning of insurable interest when they use it in a conversation with a...
Long Term Care Insurance | Is it Worth It?

Long Term Care Insurance | Is it Worth It?

When most people start aging into retirement years, it’s not unusual to have concerns about finances. Two questions that seem to keep a lot of people up at night are: If I DieIf I die unexpectedly, will there be enough money for my surviving loved ones? If I get...
Final Expense Insurance from Prosperity Life Group

Final Expense Insurance from Prosperity Life Group

This article continues in our series to provide reviews about final expense insurance from the various insurance companies we proudly represent. NOTE: We are not Prosperity Life Group. To contact the Prosperity, please call (800) 848-5433 or contact them through the...
Final Expense Insurance from Foresters Life Insurance

Final Expense Insurance from Foresters Life Insurance

Foresters Financial NOTE: We are not Foresters Life Insurance Company. If you need to contact the company, you can call them at (800) 828-1540 or you can contact them through the company’s website at Foresters.com. Foresters Financial P.O. Box 179 Buffalo, NY...
Convert Your Term Life Insurance Before It’s Too Late

Convert Your Term Life Insurance Before It’s Too Late

When it comes to affordable life insurance, Term Insurance is what most people think of. Term life insurance is super affordable and is a great solution for young adults that want to make sure they leave enough money to their surviving loved ones to replace the loss...
The Best Life Insurance Riders for Term Insurance

The Best Life Insurance Riders for Term Insurance

It is certainly no secret that term life insurance is the most affordable solution for replacing one’s income in the event of one’s death. It’s also no secret that younger and healthier adults can purchase a lot of coverage for about the price of a large pizza....