Disability Insurance for Physicians | The Dos and Don’ts

Disability Insurance for Physicians | The Dos and Don’ts

When starting their careers, physicians are typically taught the necessity of buying individual disability insurance policy during the course of or soon after training. Regrettably, not all individual disability policies are the same, which is why we encourage...
Learn How to Choose the Right Amount of Life Insurance

Learn How to Choose the Right Amount of Life Insurance

Most people today realize that they need to have life insurance. It’s no longer in the “well maybe” column but for most people it’s in the “get it done” column. Certainly, we know that when we die there is an expense attached because you can’t bury your cousin Fred in...
Life Insurance with a Felony Conviction

Life Insurance with a Felony Conviction

When applying for fully underwritten traditional life insurance, most insurance carriers are going to inquire about any felony convictions you may have had in the past. It makes sense – if a life insurance company is willing to check your motor vehicle record...

Disability Insurance for Sales Professionals

How much is your sales income worth to you? Whether you work on commission or salary, your life would most certainly be impacted greatly if you were to unexpectedly become injured or disabled. You might assume that since your job may not be overly stressful in the...
Disability Insurance for Pharmacists

Disability Insurance for Pharmacists

Pharmacists, like all medical professionals, have a better understanding than most about the importance of maintaining our health and physical well-being, and the risks that each of us face every day regarding injury, illness and disability. But, be that as it may, a...
Disability Insurance for CPAs

Disability Insurance for CPAs

It’s important that CPAs don’t discount the value of having disability insurance. Even though most of their career time may be spent in a chair behind a desk at a computer, it’s critical that all professionals in accounting be protected against a loss of income in the...

Disability Insurance for Consultants

Instantly Compare Rates from Top Companies and Save Consultants are busy – and busy professionals work hard to advance to the positions they’ve earned. This is precisely why it’s so important that you, as a consultant, protect your career, your family, and your...

Disability Insurance for IT Consultants

Whether you work for an IT consulting firm, or on your own as an independent contractor, you have worked hard to learn and develop the skills that got you where you are today. After all that hard work, the last thing you want is to lose it all due to disability. And...
Buying Life Insurance for Grandchildren

Buying Life Insurance for Grandchildren

One of the most rewarding roles in life is that of a grandparent. Often eager in showering their grandchildren with gifts of toys and clothes, grandparents can play an instrumental position in providing the gift of peace of mind and financial benefit throughout their...
Life Insurance Rates and the New Blood Pressure Guidelines

Life Insurance Rates and the New Blood Pressure Guidelines

High blood pressure is a relatively common medical issue that affects approximately 32% of American adults, according to the Centers for Disease Control. However, recently the American Heart Association (AHA) and the American College of Cardiology revised the current...

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Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.