In a previous post, we discussed how it is possible for survivors of a critical or long-term illness like cancer to purchase a life insurance policy. Details vary by insurer, but most survivors of critical illnesses can qualify for a life insurance policy if they are currently in good heath and have little risk of developing the disease again. While this eligibility is great for people who are no longer dealing with an ailment, where does this leave individuals who have a chronic disease like diabetes?
Having diabetes will not automatically disqualify you from obtaining a life insurance policy, but you may have to do some digging to find one with affordable premiums. The American Diabetes Association recommends that any diabetic on the hunt for a life insurance policy should consider the following:
The first step in obtaining a competitive life insurance policy is thorough research. As you begin your journey, visit our website to get a life insurance quote.