Latest posts by Richard Reich (see all)
- Life Insurance for Millennials | Awesome Coverage Choices - April 1, 2024
- Compare Permanent Insurance Policies Easily - March 25, 2024
- How Much Long Term Disability Insurance Do I Need? - January 2, 2024
Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies.
The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea.
Height | Pref Plus | Preferred | Stand Plus | Standard |
---|---|---|---|---|
Feet – Inches | Low – High | Low – High | Low – High | Low – High |
4 – 10 | 89 – 134 | 135 – 144 | 145 – 155 | 182 – 196 |
4 – 11 | 92 – 139 | 140 – 149 | 150 – 160 | 161 – 188 |
5 – 0 | 95 – 144 | 145 – 154 | 155 – 166 | 167 – 194 |
5 – 1 | 98 – 149 | 150 – 159 | 160 – 171 | 172 – 201 |
5 – 2 | 101 – 153 | 154 – 164 | 165 – 177 | 178 – 207 |
5 – 3 | 104 – 158 | 159 – 170 | 171 – 183 | 184 – 214 |
5 – 4 | 108 – 164 | 165 – 175 | 176 – 188 | 189 – 221 |
5 – 5 | 111 – 169 | 170 – 181 | 182 – 194 | 195 – 228 |
5 – 6 | 115 – 174 | 175 – 186 | 187 – 200 | 201 – 235 |
5 – 7 | 118 – 179 | 180 – 192 | 193 – 207 | 208 – 242 |
5 – 8 | 122 – 185 | 186 – 198 | 199 – 213 | 214 – 249 |
5 – 9 | 125 – 190 | 191 – 204 | 205 – 219 | 220 – 257 |
5 – 10 | 129 – 196 | 197 – 210 | 211 – 225 | 226 – 264 |
5 – 11 | 133 – 201 | 202 – 216 | 217 – 232 | 233 – 272 |
6 – 0 | 136 – 207 | 208 – 222 | 223 – 239 | 240 – 279 |
6 – 1 | 140 – 213 | 214 – 228 | 229 – 245 | 246 – 287 |
6 – 2 | 144 – 219 | 220 – 234 | 235 – 252 | 253 – 295 |
6 – 3 | 148 – 225 | 226 – 241 | 242 – 259 | 260 – 303 |
6 – 4 | 152 – 231 | 232 – 247 | 248 – 266 | 267 – 311 |
6 – 5 | 156 – 237 | 238 – 254 | 255 – 273 | 274 – 320 |
6 – 6 | 160 – 243 | 244 – 260 | 261 – 280 | 281 – 328 |
6 – 7 | 164 – 249 | 250 – 267 | 268 – 287 | 288 – 336 |
6 – 8 | 168 – 256 | 257 – 274 | 275 – 295 | 296 – 345 |
6 – 9 | 173 – 262 | 263 – 281 | 282 – 302 | 303 – 354 |
6 – 10 | 177 – 268 | 269 – 288 | 289 – 309 | 310 – 363 |
6 – 11 | 181 – 275 | 276 – 295 | 296 – 317 | 318 – 371 |