Gift-hunting on a budget: Great ways to shop this holiday season while saving cash

  • Nov-27-2012
  • Richard Reich
Saving Money

With Black Friday, Small Business Saturday and Cyber Monday now in the past, the holiday shopping season is officially here. But don’t worry – those retail celebrations weren’t the last you’ll see of great savings this year. Even with deals on everything from DVD players to HD TVs, gifts are still pretty expensive these days depending on what you buy. That’s why it’s important to keep a few bits of advice in mind when you hit the malls this December.

When you go shopping for the holidays, remember to:

Establish spending limits – It’s easy to forget how much money you spend on your loved ones. That’s why it’s important to set limits for yourself, because you want to be able to afford gifts for everyone in your family. Budgeting out a certain amount for each person is a great method as well.

Make your own gifts – A personal touch is a fun way to come up with gifts, and putting your creativity to work can be very enjoyable. Homemade cards, wreaths and ceramics are cute presents that don’t cost too much to come up with.

Rely on gift cards when needed – If you can’t come up with a good idea for gift, why not just give a special form of money? Gift cards, especially those made by malls and other retail organizations, are effectively credit cards that can be used in participating stores. They make it easier to budget your presents as you can give an equal amount to each of your loved ones.

By saving money on gifts, you can free up funds for other things after the holidays. You can go on a vacation, invest in some home repairs or add to your savings account. Regardless of how you use the money, it’s important to know that you don’t have to overspend during the gift-giving season. With some luck and determination, you can buy presents and save up at the same time.

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