Modal premium is simply the premium paid on a policy, based on the frequency of premium payments, which could be annual, semi-annual, quarterly, monthly, or weekly. If you are paying $35.00 monthly premiums, your modal premium is $35.00.

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Modal premium is simply the premium paid on a policy, based on the frequency of premium payments, which could be annual, semi-annual, quarterly, monthly, or weekly. If you are paying $35.00 monthly premiums, your modal premium is $35.00.

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Unfortunately, we can’t guarantee the quotes. They are estimates based on the information you provide on the website, either by “guessing” your health class or by using the Health Analyzer. The final quotes are revealed at the end of the underwriting process and will be based on your application information … Continue reading Are the quotes from website guaranteed?

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From the A.M. Best website: “A Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. It is based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business … Continue reading What does the A.M. Best rating mean?

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The initial quote you receive are based on your estimate of your health class. The Health Analyzer incorporates company-specific health and lifestyle factors, which produces a more accurate assessment of your health class.

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The initial quote you receive are based on your estimate of your health class. The Health Analyzer incorporates company-specific health and lifestyle factors, which produces a more accurate assessment of your health class.

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