When should i purchase life insurance?

  • Aug-23-2016
  • Richard Reich

You should purchase life insurance now if:

  • If you are married (or about to get married) and your spouse depends on your income.
  • If you have young children (or about to).
  • If you are married and own a home with a mortgage.
  • If you have a large estate and expect that your heirs will be hit with a big estate tax bill.
  • If you are a partial owner of a business and have a buy/sell agreement with your partner(s), but no way to fund the buy-out of your partner’s shares should he/she pass away (and vice-versa).
  • If you have a special-needs child who will need special care should you and/or your spouse die
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