What is term life insurance?

  • Aug-23-2016
  • Richard Reich

Simply stated, it’s life insurance protection lasting a limited number of years (typically 10, 15, 20, 25 or 30 years) that expires without value if the insured survives the stated term period. Most term policies can be renewed (at higher premium) at the end of the term or may be able to be converted to a permanent policy during the term period.

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