How much life insurance do I need?

  • Richard Reich

There are several methods of determining how much life insurance you need. One method is using the multiple of income method, using a multiplier of your income to determine the benefit amount. Between 25 and 35, we recommend 20-25 times your income; between 35- 50, multiply your income by 15; above 50, use a factor of 10. These are only general guides, as every situation will vary.

You can also use our calculator, which uses a different method. Ultimately, the cost will be a factor too, as you have to maintain the premium payments over time.

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Intramark Insurance Services

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  • Intramark Insurance Services, Inc., Insurance Services, Glendale, CA
  • Intramark Insurance Services, Inc.