Disability Insurance

Disability is a risk for everyone. It’s a fact that 35-year-olds face a 50 percent chance of suffering a disability for a 90-day period before the age of 65, and more than 370,000 Americans become disabled ever year. These are sobering facts, …

Most people don’t think they need disability insurance, but since disability affects a much higher amount of people than most of us would expect (about 1 in 3 people around the age of 30 will experience some sort of disability before the age of 65), …

Many people mistakenly assume that in the event they were to become disabled and unable to work, their incomes would be protected by Social Security Disability benefits. Unfortunately, the truth is often far different from what people expect. …

It seems that these days there is a day or a month to celebrate anything. National Take Your Dog to Work Day, National Ice Cream Day, National Hamburger Month, the list goes on and on. In our opinion, some of these celebrations deserve more attention …

Own-Occupation vs. Any-Occupation: Know Your Disability Coverage Most people would be genuinely surprised to learn that their chances of becoming disabled are about three to five times greater than their chances of dying prior to age 65, yet, U.S. …

Many individuals, realizing that they’ll never be able to return to their prior occupations following a disability, choose to begin exploring new career options. It isn’t unusual for people who’ve experienced disabilities to consider opening small …

Physicians probably make up the largest group of individual disability insurance policy owners today. As highly trained professionals with higher than average incomes, the loss of income due to illness or injury could be devastating. For that reason, …

Why Business Owners Need Disability Insurance The need for disability insurance for executives and business owners is clear. When you are an entrepreneur, your ability to earn a living is directly proportional to your ability to operate your …