We represent the top disability insurance companies specializing in disability insurance with an own-occupation definition of disability.  We believe the financial strength of the insurance company should be a factor in your choice of companies.  The following are the insurance companies we represent and their financial ratings with the major ratings agencies:


Financial Ratings of Disability Insurance Companies

Company A.M. Best S&P Moody’s Fitch Weiss Comdex
Guardian/Berkshire A++ (1) AA+ (2) Aa2 (3) AA+ (2) A (2) 99
Principal A+ (2) A+ (5) A1 (5) AA- (4) B+ (4) 91
Standard A (3) A++ (5) A2 (6) A1 (6) B+ (4) 84
Ameritas A (3) A+ (5) N/A N/A B (5) 82
Ratings shown are current as of  March 16, 2020
To request from the insurance companies listed above, click the Get Disability Insurance Quotes button at the side of this page

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For more information, call an insurance professional at LifeInsure.com (866) 868-0099 during normal business hours or contact us through our website.

Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.