I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.
I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure.
Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client.
Life Insurance rating classifications are based on one’s medical history and the results of the medical exam (if one is taken). An insurance company will make an offer (or occasionally decline to make an offer) that reflects its guidelines for a …