Estate Planning

Estate Planning

Answers to Fundamental Questions about Estate Planning Estate planning can be simply defined as the complete process of planning an estate. The components of a successful estate plan would include: Estate creation and conservation during the owner’s life; The...
The 4 Cardinal Rules of Smart Money Management

The 4 Cardinal Rules of Smart Money Management

Americans are getting better at making ends meet, according to the 2013 National Financial Capability Study, but they are lacking in savings and debt management skills. Less than half of Americans surveyed had emergency savings of three months’ income, and only a...
No Exam Life Insurance

No Exam Life Insurance

What Is No Exam Life Insurance?   If you need life insurance coverage quickly, No Exam life insurance is one of the quickest ways to get coverage without having to undergo a medical exam. These policies are often easy to obtain, are approved much quicker than...
Universal Life Insurance

Universal Life Insurance

Universal life insurance is a type of permanent life insurance. It allows for a greater degree of flexibility and often lower cost than whole life insurance, another popular type of permanent insurance. The policyholder’s flexibility extends to the amount of the...
Life Insurance Companies

Life Insurance Companies

LifeInsure.com represents the major life insurance companies currently in the marketplace.  We represent the following companies, based on competitive products, strong financial ratings and positive history of customer service ratings: American General Life Insurance...
Transamerica Life Insurance Company

Transamerica Life Insurance Company

Transamerica Insurance and Investment Group 1150 South Olive StreetLos Angeles, CA  90015Phone:  1-800-852-4678Company Website: www.transamerica.com About Transamerica    Transamerica’s roots can be traced back as far as 1904 when Amadeo Giannini decided it was...

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Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.