• Last updated Jun 21, 2019 at 3:54PM | Published on Aug 14, 2018

What should I do if my term life expires?

Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term vs Whole Life Insurance


  • Last updated Jun 21, 2019 at 3:54PM | Published on Jul 31, 2018

life insurance as an investment

Before you look to invest in life insurance you must understand that life insurance is more about financial protection than investing. A life insurance policy’s main purpose is to provide the financial blanket your family will need if you pass away. Earning dollars on the money you put towards your … Continue reading Life Insurance as an Investment?


  • Last updated Jun 21, 2019 at 3:54PM | Published on May 14, 2018

permanent life insurance

  So, you’ve decided that term (temporary) insurance is not the right product for you and that you want to buy permanent life insurance and take advantage of the living benefits. The two most common products to consider will be Universal Life Insurance and Whole Life insurance. What’s the difference? … Continue reading Permanent Life Insurance | Universal Life vs Whole Life Insurance


  • Last updated Jun 21, 2019 at 3:54PM | Published on Dec 11, 2017

final expense life insurance

One of the most rewarding roles in life is that of a grandparent. Often eager in showering their grandchildren with gifts of toys and clothes, grandparents can play an instrumental position in providing the gift of peace of mind and financial benefit throughout their grandchild’s life. Buying life insurance for … Continue reading Buying Life Insurance for Grandchildren


  • Last updated Jun 21, 2019 at 3:54PM | Published on Jul 22, 2017

single premium whole life

The primary feature of life insurance is to influence funds to establish an estate that can provide for surviving loved ones or to leave behind something to an organization like a church or charity. Single Premium Whole Life (SPL) is a kind of life insurance in which a large sum … Continue reading What is Single Premium Whole Life Insurance


  • Last updated Jun 1, 2019 at 9:27PM | Published on Oct 23, 2015

tortoise and the hare - whole life insurance

As children, we have all heard the story of the race between the tortoise and the hare. However, there’s another race these two had that hasn’t been bound into a children’s story. Yes, there is a race, but the finish line in this story is quite different – it’s retirement. … Continue reading The Tortoise and the Hare – The Whole Life Insurance Story


  • Last updated Jun 21, 2019 at 3:53PM | Published on Jun 17, 2015

What if you could be your own source of financing when the need arises instead of leaning on banks, finance and credit card companies? What if you could borrow against a life insurance policy and pay it back, instead of the bank? What if you could pay yourself back for … Continue reading Becoming Your Own Banker


What is Indexed Universal Life Insurance? Indexed universal life insurance (IUL) is permanent life insurance that gives the potential for strong cash value accumulation. It offers death benefit protection with premium payments that may earn interest and grow the cash values of the policy, based partially on the increases of … Continue reading Indexed Universal Life Insurance – IUL Permanent Insurance


Whole life insurance is a type of permanent life insurance. Permanent insurance is designed to remain in force for the policyholder’s entire life, unlike a term life insurance policy, which is designed to remain in force for a specific period of time (the term). The premiums for whole life insurance … Continue reading Whole Life Insurance