• Last updated Apr 24, 2019 at 11:12PM | Published on Apr 24, 2019

term life insurance conversion

When it comes to affordable life insurance, Term Insurance is what most people think of. Term life insurance is super affordable and is a great solution for young adults that want to make sure they leave enough money to their surviving loved ones to replace the loss of your income. … Continue reading Convert Your Term Life Insurance Before It’s Too Late

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Apr 12, 2019

life insurance riders

It is certainly no secret that term life insurance is the most affordable solution for replacing one’s income in the event of one’s death. It’s also no secret that younger and healthier adults can purchase a lot of coverage for about the price of a large pizza. Term life insurance … Continue reading The Best Life Insurance Riders for Term Insurance

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Feb 23, 2019

life insurance for seniors over 65

When seniors over 65 are shopping for life insurance, there are typically two reasons they need coverage at this point in their life: they have life insurance now but would like to add additional coverage or they had life insurance and had to give it up and need to replace … Continue reading Affordable Life Insurance for Seniors over 65

READ MORE

  • Last updated Jun 1, 2019 at 8:25PM | Published on Feb 15, 2019

20-year term life insurance

Even though life insurance can be complicated and confusing, most consumers know a little about term life insurance. Generally, U.S. consumers understand that term life insurance is much cheaper than other kinds of insurance like whole life or universal life insurance. Even though term life insurance is considered temporary, it … Continue reading Why Buy 20-Year Term Life Insurance? A Case Study

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Aug 14, 2018

What should I do if my term life expires?

Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term vs Whole Life Insurance

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Aug 7, 2018

life insurance riders

“All good things must come to an end.” Fortunately, this doesn’t apply to modern day term life insurance policies! While some analysts suggest that you won’t need insurance after a 20-year term. They may try to convince you that your children will be grown and you will have accumulated enough … Continue reading What to Do When Your Term Life Insurance Policy Runs Out

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Jun 19, 2018

This is a question we are asked quite often, typically when we are doing annual policy reviews with our clients. The answer isn’t so straight forward. You can’t “extend” the length of your policy, but there are a few great alternatives. When discussing a new term life insurance policy with … Continue reading Can I Extend My Term Life Insurance Policy?

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on May 2, 2018

life insurance for freelancers

Being a freelancer is now more popular than ever. This is a giant group of people who refuse to get a “real” job. Please don’t misunderstand – this is not a bad thing. In fact, we know that there are more than 53 million freelancers out there that wear many … Continue reading Term Life Insurance for Freelancers | The Ultimate Guide

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Jun 17, 2015

Term life insurance is simply life insurance with a finite time period of coverage. You purchase a term policy with either 10, 15, 20, 25 or 30-year terms. The premium is level throughout the term and at the end of the term, you have the option to renew the coverage … Continue reading What is Term Life Insurance?

READ MORE

Return of Premium life insurance

One of the benefits of a permanent life insurance policy (whole life or universal life) is that, in addition to providing a death benefit, it can also accumulate a cash value, which can be accessed in later policy years. Term life insurance, on the other hand, provides only a death … Continue reading Return of Premium Term Life Insurance

READ MORE