• Last updated Jun 21, 2019 at 3:54PM | Published on Aug 14, 2018

What should I do if my term life expires?

Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new coverage, it’s important to note that there are benefits to both term life insurance and whole life insurance. Which is the best … Continue reading Term vs Whole Life Insurance

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Jul 31, 2018

life insurance as an investment

Before you look to invest in life insurance you must understand that life insurance is more about financial protection than investing. A life insurance policy’s main purpose is to provide the financial blanket your family will need if you pass away. Earning dollars on the money you put towards your … Continue reading Life Insurance as an Investment?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on May 14, 2018

permanent life insurance

  So, you’ve decided that term (temporary) insurance is not the right product for you and that you want to buy permanent life insurance and take advantage of the living benefits. The two most common products to consider will be Universal Life Insurance and Whole Life insurance. What’s the difference? … Continue reading Permanent Life Insurance | Universal Life vs Whole Life Insurance

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  • Last updated Jun 21, 2019 at 3:53PM | Published on Jun 17, 2015

What if you could be your own source of financing when the need arises instead of leaning on banks, finance and credit card companies? What if you could borrow against a life insurance policy and pay it back, instead of the bank? What if you could pay yourself back for … Continue reading Becoming Your Own Banker

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What is Indexed Universal Life Insurance? Indexed universal life insurance (IUL) is permanent life insurance that gives the potential for strong cash value accumulation. It offers death benefit protection with premium payments that may earn interest and grow the cash values of the policy, based partially on the increases of … Continue reading Indexed Universal Life Insurance – IUL Permanent Insurance

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Whole life insurance is a type of permanent life insurance. Permanent insurance is designed to remain in force for the policyholder’s entire life, unlike a term life insurance policy, which is designed to remain in force for a specific period of time (the term). The premiums for whole life insurance … Continue reading Whole Life Insurance

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Universal life insurance is a type of permanent life insurance. It allows for a greater degree of flexibility and often lower cost than whole life insurance, another popular type of permanent insurance. The policyholder’s flexibility extends to the amount of the monthly premiums paid, as well as their frequency. It … Continue reading Universal Life Insurance

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Sep 30, 2013

Understanding Different Types of Permanent Life Insurance Policies Once you understand the differences amongst term life and permanent life insurance policies, choosing the permanent life insurance option that best meets your needs requires an understanding of the difference between these types of policies. Comparing Permanent Life Insurance Policies Many people … Continue reading Comparing Permanent Life Insurance Policies

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Dec 22, 2010

I recently watched the fabulous movie It’s a Wonderful Life for the umpteenth time. I must admit it gets me every time I watch it. With my apologies to Frank Capra, here’s another version of the movie: George Bailey has spent his entire life helping the folks of Bedford Falls. … Continue reading It’s a Wonderful Life…Insurance Policy

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