How to Know When to Take Social Security

If you’re approaching retirement age, you should already be thinking about social security. The earliest age you can receive social security benefits is 62, and many people choose to start collecting right away. But there are benefits to waiting until you’re 65 or even 70 years old. As long as … Continue reading How to Know When to Take Social Security


  • Last updated Jan 17, 2019 at 5:23PM | Published on Jan 14, 2019

final expense life insurance

It’s interesting that many seniors assume life insurance will no longer be available to them once they are over age 70. Most think that the cost will be prohibitive or that medical issues will disqualify them from being approved for coverage. In this article, we’ll debunk the myth that life … Continue reading Life Insurance for Seniors Over 70


  • Last updated Dec 26, 2018 at 7:02PM | Published on Dec 26, 2018

How to file a life insurance claim

Talking about a life insurance policy can be a little awkward. Maybe you’re trying to figure out how much coverage you need, or if you or your spouse should get a policy. But it’s an important conversation to have – especially if you’re a listed beneficiary on someone’s policy. While … Continue reading How to File a Life Insurance Claim


  • Last updated Dec 12, 2018 at 9:25PM | Published on Dec 12, 2018

life insurance medical exam

A medical exam is important to life insurance companies because it helps the underwriter verify the applicant’s answers to medical questions on the application and possibly uncover medical issues that the applicant wasn’t even aware of. For example, some disease like Hepatitis C may not present symptoms for many years … Continue reading Preparing for a Life Insurance Medical Exam


  • Last updated Nov 27, 2018 at 8:48PM | Published on Nov 26, 2018

life insurance for children

You’ve no doubt seen commercials for child life insurance policies and may be wondering whether or not it is useful or appropriate to purchase one. We understand that death is a delicate issue, made even more sensitive when we bring our children into the discussion. Buying a child life insurance policy may … Continue reading Life Insurance for Children


Term or Whole Life?

Once you discover life insurance does not cost as much as you anticipated, you’ll be even happier to know that there are certain steps you can take to make certain that you end up buying affordable life insurance. Wouldn’t it be a good thing to know those well-kept secrets that … Continue reading 5 Tips for Buying Affordable Life Insurance


  • Last updated Dec 23, 2018 at 10:43PM | Published on Oct 16, 2018

Tips for buying life insurance for college students

The cost of college has been increasing rapidly over the last decade and shows no sign of slowing down. There is currently $1.4 trillion in outstanding student debt, demonstrating just how much the costs of higher education have increased, and how many college students have to resort to borrowing in … Continue reading 6 Tips When Buying Life Insurance Coverage for Your College Child


  • Last updated Sep 19, 2018 at 7:07PM | Published on Sep 7, 2018

lifetime term life insurance

Term life insurance policies are easy to understand and do not cost as much as a permanent whole life insurance policy.  Term Life insurance typically comes in 10, 15, 20, 25, and 30 year terms. This means when you reach the end of your policy’s term, you will need to … Continue reading Term Life Insurance | The Ultimate Guide


  • Last updated Sep 17, 2018 at 9:48PM | Published on Sep 4, 2018

When you become pregnant, you begin thinking about the world in a different way. Your whole world will soon change forever, and you want to ensure that your child is able to live in a safe environment.  This includes your financial environment. Often times, we have people ask us the … Continue reading Can You Get Life Insurance if You’re Pregnant?


  • Last updated Aug 29, 2018 at 7:33PM | Published on Aug 22, 2018

life insurance and e-cigarettes

Finding life insurance policies can be difficult if you have pre-existing health conditions or if you are a smoker. Even those who occasionally smoke or use e-cigarettes can regularly experience 2 to 5 times higher life insurance rates than non-smokers. Thankfully, there are life insurance companies that provide affordable life … Continue reading How E-Cigarettes Affect Life Insurance Rates