Not too long ago a consumer interested in life insurance would have to call on a bunch of agents to get quotes and compare prices (or have agents come see them). Twenty plus years ago an agent would look up the cost for someone in a rate book or rate … Continue reading Life Insurance Rates Database – Open to The Public

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19 Things you Probably didn't Know about Death

1. After being decapitated, the average person remains conscious for an additional 15-20 seconds. Talk about a way to go. 2. Mourning your dear departed cat?  You could shave your eyebrows like the ancient Egyptians used to. Then again, maybe a trip to the pet cemetery would be easier. 3. … Continue reading The 19 Things you Probably Didn’t Know about Death

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Insurance Company Financial Strength Whether you are purchasing term insurance, return of premium life insurance, whole life, universal life or survivorship life insurance, one of the most important issues to consider is the financial strength of the  company that’s providing  the life insurance policy. After all, you want to make … Continue reading Factors to Consider When Purchasing a Life Insurance Policy

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As long as there has been life insurance, there has been an ongoing controversy about which type is best whether – term or permanent, like whole life insurance or universal life insurance. There really is no controversy, but it seems like there are some interests that may want to fuel … Continue reading Whole Life Insurance – The Life Insurance “Controversy”

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Purchasing a life insurance policy can be a difficult task, so we have simplified our process to make it easy for anyone to purchase term life insurance policy. Just follow these seven simple steps: Start by reviewing the LifeInsure.com website (or if you are ready to get a quote, skip … Continue reading Seven Simple Steps to a Term Life Insurance Policy

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There are several different types of permanent life insurance policies. One of the most widely used and trusted forms is universal life insurance. When it comes to universal life insurance, we provide two different types. The first type is the standard version of universal life insurance. With this version, the insurance … Continue reading A New Development in Universal Life Insurance

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I recently watched the fabulous movie It’s a Wonderful Life for the umpteenth time.  I must admit it gets me every time I watch it.   With my apologies to Frank Capra, here’s another version of the movie: George Bailey has spent his entire life helping the folks of Bedford Falls.  … Continue reading It’s a Wonderful Life…Insurance Policy

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Being that I work for a life insurance website, that’s an easy one for me to answer.  However, because that would be viewed as self-serving, I offer to you some tips in what to look for in a life insurance website: Rather than going to multiple insurance company websites to … Continue reading What Life Insurance Website Should You Use?

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I often speak of health issues when talking about life insurance.  The topic of health is relevant to the subject of insurance, as your health has a direct effect on your risk of mortality and, therefore, on your life insurance premiums. Two of the biggest factors in determining health class … Continue reading Will your Children Qualify for the Best Life Insurance Health Class?

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There’s an old-school method of selling life insurance called backing the hearse up to the door. Using this method, a life insurance salesman vividly paints a picture of what life would be like if the family’s breadwinner were to die before his/her time.  It is a highly-emotional type of sales … Continue reading Backing the Hearse up to the Door

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