• Last updated Aug 13, 2018 at 4:55PM | Published on Feb 7, 2012

Your life insurance premiums are derived by estimating your risk of dying.  Insurance companies use specific health criteria in order to place you in a risk category or health class, as it’s commonly called.  There aren’t industry-wide labels for these classes, but you will usually see these health class designations:  … Continue reading Life Insurance Quotes – How Accurate are They?

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  • Last updated Mar 22, 2017 at 9:32PM | Published on Jan 26, 2012

I just spoke to a 68 year old gentleman who was looking for a 30 year term life insurance policy.  At his age, there aren’t any companies that would issue a term policy for 30 years, so we looked at a 20 year term policy with a $1,000,000 death benefit.  … Continue reading Term Life Insurance for Life

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  • Last updated Oct 5, 2018 at 9:26PM | Published on Jan 17, 2012

I received an advertisement email yesterday offering Instant Term Life Insurance Quotes. Being that our company, LifeInsure.com, is in the business of marketing and selling life insurance online, I thought I’d take a look at how one of our competitors was doing it. I clicked the link on the email … Continue reading When Instant Term Life Insurance Quotes aren’t so Instant

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  • Last updated Mar 22, 2017 at 9:33PM | Published on Nov 28, 2011

What does time have to do with life insurance quotes and how does saving time save you money? Have you ever considered what your free time’s worth?  I usually do when my wife wants me to drive a long way to go to some store that’s having an “amazing sale.”  … Continue reading Life Insurance Quotes and your Time

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  • Last updated Mar 22, 2017 at 9:34PM | Published on Oct 11, 2011

Life Insurance Quotes on the Internet If you want to know how competitive life insurance websites have become, all you have to do is search the term life insurance quotes.  You won’t have any shortage of websites trying to attract your attention. They all have to “shout” loudly to attract … Continue reading Life Insurance Quotes – Buyer Beware

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  • Last updated Sep 27, 2018 at 11:07PM | Published on May 6, 2011

19 Things you Probably didn't Know about Death

1. After being decapitated, the average person remains conscious for an additional 15-20 seconds. Talk about a way to go. 2. Mourning your dear departed cat?  You could shave your eyebrows like the ancient Egyptians used to. Then again, maybe a trip to the pet cemetery would be easier. 3. … Continue reading The 19 Things you Probably Didn’t Know about Death

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Insurance Company Financial Strength Whether you are purchasing term insurance, return of premium life insurance, whole life, universal life or survivorship life insurance, one of the most important issues to consider is the financial strength of the  company that’s providing  the life insurance policy. After all, you want to make … Continue reading Factors to Consider When Purchasing a Life Insurance Policy

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  • Last updated Mar 22, 2017 at 9:37PM | Published on Dec 22, 2010

I recently watched the fabulous movie It’s a Wonderful Life for the umpteenth time.  I must admit it gets me every time I watch it.   With my apologies to Frank Capra, here’s another version of the movie: George Bailey has spent his entire life helping the folks of Bedford Falls.  … Continue reading It’s a Wonderful Life…Insurance Policy

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  • Last updated Jul 27, 2017 at 10:41PM | Published on Aug 5, 2010

There’s an old-school method of selling life insurance called backing the hearse up to the door. Using this method, a life insurance salesman vividly paints a picture of what life would be like if the family’s breadwinner were to die before his/her time.  It is a highly-emotional type of sales … Continue reading Backing the Hearse up to the Door

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