• Last updated Oct 8, 2018 at 10:47PM | Published on Sep 4, 2012

September is Life Insurance Awareness Month, so what better time is there to take stock of your life insurance needs?  This might include a review of your current policy by your agent or broker (or new one if you don’t have one) to see if your life insurance coverage is … Continue reading Celebrate Life Insurance Awareness Month by Protecting your Loved Ones

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  • Last updated Sep 19, 2018 at 7:33PM | Published on Aug 31, 2012

As a young astronaut in 1969, Neil Armstrong was earning approximately $17,000 a year.  Due to the dangerous nature of his occupation and his impending travels, a life insurance policy would have been cost-prohibitive for him (tens of thousands of dollars, according to Business Insider).  I can only imagine the … Continue reading Affordable Life Insurance

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Life insurance has traditionally enjoyed substantial tax advantages in comparison to other financial products.  In a nutshell, the cash value in a permanent policy grows on a tax-deferred basis and the death benefit is received income tax free.  There have been many discussions in Congress over the years about repealing … Continue reading Life Insurance Tax Treatment

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  • Last updated Oct 5, 2018 at 9:44PM | Published on Aug 23, 2012

In the process of completing life insurance applications with our clients, we sometimes run into situations regarding foreign travel and residency.  Life insurance underwriting for a client involving foreign travel and/or who resides overseas or is residing temporarily in the United States typically requires a special questionnaire to capture more … Continue reading Life Insurance Underwriting, Foreign Travel and Residency

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  • Last updated Mar 22, 2017 at 9:30PM | Published on Jun 4, 2012

The ring, the wedding dress, the guests, a venue… a lot of planning goes into making your special day memorable. However, there is one more thing that you should add to your premarital to-do list – purchase a life insurance policy for you and your soon-to-be spouse. You’re getting married … Continue reading Say I Do to LifeInsure.com

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  • Last updated Oct 5, 2018 at 9:41PM | Published on May 15, 2012

Is Your Personal Information Required to Get Life Insurance Quotes? I have written several posts about the state of life insurance websites today, specifically in regard to the personal data required by many sites and what happens to that data.  If you Google “life insurance quotes, you will come up … Continue reading Life Insurance Quotes and your Personal Information

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  • Last updated Oct 2, 2018 at 10:10PM | Published on Mar 20, 2012

As many industry experts acknowledge, the Internet is one of the best places to find comprehensive information about life insurance.  It can also be the easiest and fastest method of obtaining  term life insurance quotes from competing insurance companies.  However, unless you know what to look for and know how … Continue reading The Four Types of Life Insurance Websites

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  • Last updated Mar 22, 2017 at 9:31PM | Published on Mar 16, 2012

Putting a solid estate plan in place is an important part of making sure that your loved ones won’t find themselves facing unnecessary financial hardship if something happens to you. The process of estate planning can vary greatly, depending on individuals’ net worth, business holdings, and a variety of other … Continue reading Life Insurance and Estate Planning

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  • Last updated Mar 22, 2017 at 9:32PM | Published on Feb 28, 2012

Sometimes I will do a Google (or Bing) search for life insurance quotes to get a feel for what consumers have to go through in order to get quotes.  Each time I do so, I am disheartened by what I find.  The search listings can be quite confusing, as I … Continue reading Life Insurance Quotes the Easy Way

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  • Last updated Mar 22, 2017 at 9:32PM | Published on Feb 14, 2012

Having been in the life insurance business for as long as I have, I have often wondered why it is called life insurance rather than death insurance.  After all, you can purchase Accidental Death insurance, you can buy Accidental Death and Dismemberment insurance, but when you purchase a policy to … Continue reading Life Insurance or Death Insurance?

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