• Last updated May 16, 2019 at 11:58PM | Published on Oct 11, 2018

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Apr 25, 2018

choose the right amount of life insurance

Most people today realize that they need to have life insurance. It’s no longer in the “well maybe” column but for most people it’s in the “get it done” column. Certainly, we know that when we die there is an expense attached because you can’t bury your cousin Fred in … Continue reading Learn How to Choose the Right Amount of Life Insurance

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  • Last updated Jun 21, 2019 at 3:53PM | Published on Oct 23, 2015

If you do think life insurance costs too much, you’re not alone. According to a 2012 study conducted by LIFE (The Life and Health Insurance Foundation for Education) and LIMRA (Life Insurance and Market Research Association), consumers are under the impression that life insurance costs three times as much as … Continue reading Do you Think Life Insurance Costs too Much?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Jul 29, 2015

Life insurance rates are a reflection of the risk each policyholder presents to the insurance company. Life insurance, in fact all insurance, is based on the concept of sharing risk. A large number of people pay a small percent of potential insurance claims so that the beneficiaries of those who … Continue reading How are Life Insurance Rates Determined

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Jul 1, 2015

questionable

I have recently been hearing a lot of life insurance advertisements on the radio. While I have a great faculty for tuning out most radio and TV ads, being that I’m in the life insurance business, I must say ads about life insurance pique my interest every time. It was … Continue reading Life Insurance Advertisements – Truth or Fiction?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Feb 16, 2015

Compare Life Insurance Rates Online Tips from the Pros: How to Compare Life Insurance Rates It’s incredibly important that, when shopping for life insurance rates, you are well-informed about all options that may be available to you. The very best way to become informed is to ask questions and receive … Continue reading Comparing Life Insurance Rates

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Nov 22, 2013

life insurance and your time

If you’re like me (and most people I know, for that matter), I would guess that your shopping habits have changed drastically over the past ten years. While I still see the need for “brick and mortar” shopping (mostly for televisions and other items I like to see and/or touch), … Continue reading Does Shopping for Life Insurance Online Really Save you Time and Money?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Nov 19, 2013

health classification for insurance

The price (premium) you pay for your life insurance policy is determined by several factors, including  your  age, build (height and weight), tobacco use, sex, your general health, family health history and lifestyle (e.g. dangerous hobbies or occupations can affect your rates). Your Health (or Risk) Class An insurance company … Continue reading Estimating your Health Class for a Life Insurance Policy

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Sep 20, 2012

life insurance premium higher than quote

Does this sound familiar? You received a life insurance quote, had your medical exam and submitted your application. You then waited about a month to get approved, during which time you had to submit additional information to the underwriter on several occasions. You were then notified that your application was … Continue reading Why is my Life Insurance Premium Higher than my Life Insurance Quote?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Aug 31, 2012

As a young astronaut in 1969, Neil Armstrong was earning approximately $17,000 a year. Due to the dangerous nature of his occupation and his impending travels, a life insurance policy would have been cost-prohibitive for him (tens of thousands of dollars, according to Business Insider). I can only imagine the … Continue reading Affordable Life Insurance

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