• Last updated Jun 21, 2019 at 3:53PM | Published on Sep 9, 2013

Life insurance can do amazing things for people. It can pay off debts, finance a child's education and provide surviving family members with a steady income while they grieve, recover and enter a new phase in their lives. Yet despite its availability, there is an alarming number of Americans who do … Continue reading September is Life Insurance Awareness Month

READ MORE

  • Last updated Jun 21, 2019 at 3:53PM | Published on Sep 4, 2013

Parents don't want to talk about death with their children, and most children don't want to think about what their lives would be like without their parents. However, you should be open and honest with your children about this difficult subject and your preparations for them should it happen. If … Continue reading Discussing life insurance with your children

READ MORE

  • Last updated Jun 21, 2019 at 3:53PM | Published on Aug 19, 2013

Nearly half of all U.S. workers fear the financial impact of a critical illness more than death, according to research conducted by Sun Life Financial. In its poll of over 4,000 full-time U.S.-based employees, the financial services company found that 47 percent of those surveyed cited "finances" as their greatest concern … Continue reading Study: Workers fear costs of critical illness more than death

READ MORE

  • Last updated Jun 21, 2019 at 3:54PM | Published on Aug 15, 2013

Having sold life insurance policies for over twenty years, I am very sensitive to people’s aversion to discussing anything having to do with death. It’s not an easy subject for some people to confront and it makes selling life insurance a very delicate proposition. I find it difficult to use … Continue reading Replacing Income with Life Insurance

READ MORE

  • Last updated Jun 21, 2019 at 3:53PM | Published on Aug 14, 2013

Most people in the market for life insurance know that age is a major factor insurance companies use in determining the premium of a policy. What they don’t know, however, is precisely how a significant number of life insurance companies determine age. Using a simple trick known as backdating, you … Continue reading Backdating may reduce your term life insurance policy rates

READ MORE

  • Last updated Jun 21, 2019 at 3:53PM | Published on Jul 17, 2013

The question that makes up the title of this blog post is an important one. It is a query that every American should explore as they consider the financial future of both themselves and their loved ones. A life insurance policy is an effective way to provide support for a … Continue reading Do I have enough life insurance coverage?

READ MORE