• Last updated Jun 21, 2019 at 3:54PM | Published on Jun 7, 2018

life insurance with sleep apnea

  For most people, their primary reason for purchasing life insurance is to provide funds to their surviving loved ones to reduce the financial stress that the loss of your income is likely to cause. Some people purchase life insurance for more specific purposes like paying off a mortgage (mortgage … Continue reading What is the Accelerated Death Benefit?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Jun 2, 2018

As an independent insurance agent, I cannot remember how many times I’ve been told: “I’m good, I’ve got life insurance at work.” When I say I can’t remember, I mean I’ve heard this response so many times I’ve lost count. Please don’t misunderstand, it’s not a bad thing, in fact, … Continue reading I’m Good – I have Life Insurance at Work

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  • Last updated Jun 21, 2019 at 3:54PM | Published on May 16, 2018

life insurance laddering

When you purchase a life insurance policy, you are essentially providing your surviving loved ones with a financial safety net that will help them move on without your income stream. Life insurance policies will typically fall into three basic types of coverage: term insurance (temporary), whole life (permanent) and universal … Continue reading What is Life Insurance Laddering?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Apr 25, 2018

choose the right amount of life insurance

Most people today realize that they need to have life insurance. It’s no longer in the “well maybe” column but for most people it’s in the “get it done” column. Certainly, we know that when we die there is an expense attached because you can’t bury your cousin Fred in … Continue reading Learn How to Choose the Right Amount of Life Insurance

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Nov 26, 2017

blood pressure test

High blood pressure is a relatively common medical issue that affects approximately 32% of American adults, according to the Centers for Disease Control. However, recently the American Heart Association (AHA) and the American College of Cardiology revised the current blood pressure guidelines. According to the new guidelines, an individual is … Continue reading Life Insurance Rates and the New Blood Pressure Guidelines

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  • Last updated Jun 21, 2019 at 3:53PM | Published on Sep 5, 2017

For consumers who sincerely understand their need for life insurance but have rather risky lifestyles, they are likely to be surprised that what you do for fun can have a significant impact on how much you pay for life insurance. Most people understand the ongoing relationship between insurance and risk. … Continue reading Your Lifestyle and your Life Insurance Rates

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  • Last updated Jun 1, 2019 at 9:07PM | Published on Aug 12, 2017

life insurance settlement options

When the named insured on a life insurance policy dies, the beneficiary (or beneficiaries) is eligible for the policy death benefit. Inside the life insurance policy, there are life insurance settlement options that pertain to the method in which the funds will be paid to the beneficiary. Normally, there are a … Continue reading What are Life Insurance Settlement Options?

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  • Last updated Jun 21, 2019 at 3:53PM | Published on Jul 17, 2017

live longer

June is National Adopt-a-Cat Month, making it a great time to reflect on how much happiness our cats—and pets in general—bring to our lives. Indeed, our furry (and feathery…and scaly) friends bring us lots of laughter and joy, but there is something else they may be able to do, too—help … Continue reading Can Pets Help You Live Longer?

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Mar 26, 2017

Life Insurance Terms You Should Know   Just like with lawyers, members of the insurance industry use unfamiliar terms when they discuss the various products they represent. Not because they’re smarter than anyone else, it’s just the nature of the industry. Certainly, anytime you’re speaking with an agent, you can … Continue reading Life Insurance Terms You Should Know

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Mar 20, 2017

life insurance myths

As a general rule, every type of insurance can be confusing, especially when a layperson listens to life insurance myths and attempts to read the content of an actual policy. Not because they don’t understand the concept of insurance, because most people do; but because policy information is typically written … Continue reading Life Insurance Myths Debunked

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