• Last updated Jun 21, 2019 at 3:54PM | Published on Aug 22, 2018

life insurance and e-cigarettes

Finding life insurance policies can be difficult if you have pre-existing health conditions or if you are a smoker. Even those who occasionally smoke or use e-cigarettes can regularly experience 2 to 5 times higher life insurance rates than non-smokers. Thankfully, there are life insurance companies that provide affordable life … Continue reading How E-Cigarettes Affect Life Insurance Rates

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Jun 26, 2018

If you are one of the millions of smokers in the United States, affordable life insurance may seem like a difficult commodity to come by. While you will experience a higher premium (often called a tobacco surcharge) or have a tobacco rating for your life insurance, this does not mean that … Continue reading Life Insurance for Smokers – What to Know

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Nov 14, 2017

vapor life

Life insurance premiums are not arbitrary and are greatly influenced by many factors in your life. During the application process, the company providing the life insurance will evaluate contributing factors such as occupation, age, weight, to name just a few. One of the most important factors that will be considered … Continue reading Life Insurance for E-Cigarette Smokers

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  • Last updated Jun 21, 2019 at 3:54PM | Published on Oct 9, 2017

life insurance and smoking

One of the most important investments you will ever make on your family’s behalf is life insurance. Life insurance is one of the only ways we have to reassure ourselves that we can still ensure that our loved ones are taken care of in the unfortunate event something happened to … Continue reading Life Insurance and Smoking Cigarettes

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  • Last updated Jun 1, 2019 at 9:36PM | Published on Jun 18, 2015

smoking affects life insurance rates

According to the Center for Disease Control and Prevention, tobacco remains the single most preventable cause of death in America: “Cigarette smoking kills more than 480,000 Americans each year, with more than 41,000 of these deaths from exposure to secondhand smoke.” The life of a smoker is also averaged to … Continue reading How Smoking Affects Life Insurance Rates

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