At LifeInsure.com, our purpose is to provide you with great service and find you the most competitive prices. Your satisfaction is our goal. We Represent many of the top rated insurance companies in the United States.
Upon review of this site, you will find information that will help you gain an understanding of life insurance. Using our quote engine, you can compare a large number of highly-rated companies, allowing you to find an affordable term life insurance or universal life insurance policy.
Insurance companies establish their life insurance rates so every person of the same age and health would get the same rate from the same company. It’s not like buying a car where you negotiate. You get to see how all the companies in the life insurance database would rate someone of a certain age, for a certain amount of life insurance. The difference is you don’t have to call the various insurance companies or agents. You just enter your information and the life insurance market search appears instantly. Ultimately, the insurance company’s underwriting process (where they review your medical history and other factors) determine your final rate.
Even though the life insurance rates are set, we will do everything we can do get you a low cost policy that fits your needs. We do that with our real-time quoting engine and our experience with the insurance companies at no extra cost to you.
You can contact us to clarify any of this and speak with one of our experienced life insurance agents.
Disclaimer: Our quote engine displays the quoted class as determined by you on the input page. The complete underwriting process is needed to determine whether you qualify for a rate class and what your actual premium will be. The quotes are shown for comparison purposes only and are subject to change during the underwriting process.