In the United States and many countries in the world, discrimination against the disabled is unlawful. The American federal law on disability discrimination defines disability as a mental or physical handicap which makes it difficult for the person to carry out his or her important actions in life. Some of the basic actions which are considered as important life activities include moving, self care, and learning.

The terms to define disability have changed these days as well. “Intellectual disability” has replaced the word “mental retardation”. The advent of modern laws to empower the disabled has been successful to a great extent. Laws such as the Americans with Disabilities Act of 1990, the Voting Accessibility for the Elderly and Handicapped Act of 1984, the Individuals with Disabilities Education Act (IDEA), and the Rehabilitation Act have ensured that a disability doesn’t cause hindrance in a disabled person’s life or lessen his/her prospects in areas such as employment, housing, and community. In this sense, disabilities such as birth defects or physical handicap due to diseases such as multiple sclerosis or vision impairment shouldn’t prevent the person from living a quality life. The implementation of wide reaching US legislation has made it possible for people with disabilities to pursue their ambitions and live a quality life with the support from family, private institutions, nonprofit organizations, and the government.

The following serves as comprehensive Employment Disability Guide:

Disability Legislation

Employment Policy

  • Students with Disabilities: The U.S. federal legislation dealing with disabled students.
  • Employment Policy: Information on employment policy for people with disability.
  • Disability Jobs: A list of links to websites which offers jobs to students with disabilities.
  • ODEP: The official website of the U.S. Department of Disability Employment.

Accessibility and Accommodations

Disability Management

  • Disability Management Resources: A list of links to disability management.
  • Managing Disability: Provides information on long-term disability administration and medical management.
  • WCMB: The official website of Montana’s Workers Compensation Disability Management Program.

Independent Living

From Student to Adult

  • WIA: Find out more about the Workforce Investment Act of 1998.
  • IDEA: Offers comprehensive information on the individuals who are covered by the Disabilities Education Act.
  • Student Disability: A look at the important legislation called the School to Work Opportunity Act of 1994.

Richard Reich

CEO - Licensed Agent

Richard Reich CEO and Licensed agent

In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs.  Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client. I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so.  I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure. Please feel free to contact me at your convenience.