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Sample Survivorship Rates

Death Benefit = $1,000,000 (other amounts available)

Age Preferred Best Non-Tobacco What’s This? Preferred
Non-Tobacco
Standard
Non-Tobacco
Preferred Tobacco Standard Tobacco
45/45 $4,279 $4,518 $5,198 $6,873 $7,531
55/55 $6,993 $7,170 $8,253 $12,276 $13,109
65/65 $11,709 $12,281 $14,658 $21,557 $24,257
70/70 $16,308 $17,215 $20,127 $27,621 $30,216
75/75 $21,651 $23,511 $28,103 $36,800 $41,282
80/80 $36,367 $36,940 $41,297 $54.312 $64,217

Sample Survivorship Rates are Estimated Premiums

These sample survivorship rates are based on published premiums from A (or higher) rated companies as of 9/30/13. Premiums are based on lifetime annual payments with a guaranteed lifetime death benefit. While we can estimate your health class, final determination is made during the underwriting process. These survivorship rates are for husband and wife of same age and are for illustrative purposes only. These rates may not be available in all states.

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