|Age||Preferred Best Non-Tobacco What’s This?||Preferred
|Preferred Tobacco||Standard Tobacco|
These sample survivorship rates are based on published premiums from A (or higher) rated companies as of 9/30/13. Premiums are based on lifetime annual payments with a guaranteed lifetime death benefit. While we can estimate your health class, final determination is made during the underwriting process. These survivorship rates are for husband and wife of same age and are for illustrative purposes only. These rates may not be available in all states.
Life Insurance Terms You Should Know Just like with lawyers, members of the insurance industry use unfamiliar terms when they discuss the various products they represent. Not because they’re smarter than anyone else, it’s just the nature of the industry. Certainly, anytime you’re speaking with an agent, you can … Continue reading Life Insurance Terms You Should KnowRead More
As a general rule, every type of insurance can be confusing, especially when a layperson listens to life insurance myths and attempts to read the content of an actual policy. Not because they don’t understand the concept of insurance, because most people do; but because policy information is typically written … Continue reading Life Insurance Myths DebunkedRead More
The amount of money that you pay every month for your life insurance policy is based on a number of different factors. You might be surprised to know that your driving record is one of them. Insurance companies are always assessing the risks involved in taking on a new policyholder. … Continue reading Like to Drive Fast? It Could Be Costing You in More Ways Than You ThinkRead More