|Age||Preferred Best Non-Tobacco What’s This?||Preferred
|Preferred Tobacco||Standard Tobacco|
These sample survivorship rates are based on published premiums from A (or higher) rated companies as of 9/30/13. Premiums are based on lifetime annual payments with a guaranteed lifetime death benefit. While we can estimate your health class, final determination is made during the underwriting process. These survivorship rates are for husband and wife of same age and are for illustrative purposes only. These rates may not be available in all states.
3 Most Common Reasons for Canceling a Life Insurance Policy Just as the name implies, life insurance is usually for life. After all, the policyholder’s family will only receive the death benefits when the policyholder passes away. So why would anyone cancel a life insurance policy prematurely? Individuals usually sign … Continue reading When is it appropriate to cancel a life insurance policy?Read More
Regardless of whether or not you’ve ever shopped for life insurance, you’re still probably aware of the fact that your health can have a major impact on how much you pay each month in life insurance premiums. But while it’s common knowledge that chronic conditions like cancer and diabetes, and … Continue reading Surprising, Yet Common, Health Conditions that Affect Life Insurance RatesRead More
We’re living in a culture that runs on constant information. All factions of our lives are becoming automated, but we’re especially seeing great strides in technology meant to keep us healthy. Every day, it seems like there’s a new gadget that enables us to keep a close eye on our … Continue reading Fitness Gadgets That Can Keep You Healthy, and Save You MoneyRead More