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Using Business Life Insurance

Life insurance is mostly commonly used to ensure one’s family is protected financially in the event of the death of the primary breadwinner. However, there are many ways business life insurance can be used to protect the business. A few of these are:

Key Person Life Insurance: Life insurance taken out on a vital member of a company that protects the company from the adverse effects of the loss, due to death, of that employee. The funds received from the life insurance policy enhances the company’s ability to smoothly continue it’s business operations. It can provide the necessary funds to attract, hire and train a replacement for the lost key employee.

Buy-Sell Agreements: Agreements between the owners of a business, which provides that the interest of any of them who dies shall be sold to and will be purchased by the surviving co-owners or by the business at a value agreed upon by the parties and stipulated in the agreement. Properly-structured life insurance policies are typically used to fund the purchase.

To find affordable life insurance for your business, contact us or call us at 866-691-0100 to speak with one of our licensed representatives.

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    • Intramark Insurance Services, Inc., Insurance Services, Glendale, CA

    • Intramark Insurance Services, Inc.