Sample Joint Survivor Premiums
Death Benefit = $1,000,000
| Age |
Preferred Best Non-Tobacco |
Preferred Non-Tobacco |
Standard Non-Tobacco |
Preferred Tobacco |
Standard Tobacco |
| What's This? | |||||
| 45/45 |
$4,259 |
$4,436 |
$4,640 |
$6,674 |
$8,010 |
| 55/55 |
$6,709 |
$6,892 |
$8,000 |
$11,052 |
$13,258 |
| 65/65 |
$11,114 |
$11,541 |
$13,482 |
$18,710 |
$22,483 |
| 70/70 |
$14,009 |
$14,713 |
$18,207 |
$24,818 |
$25,826 |
| 75/75 |
$18,065 |
$18,804 |
$23,833 |
$31,160 |
$41,500 |
| 80/80 |
$27,268 |
$28,229 |
$34,990 |
$47,092 |
$55,614 |
These samples are based on published premiums from A+ (or higher) rated companies as of 6/15/07. Premiums are based on lifetime annual payments with a guaranteed lifetime death benefit of $1,000,000. While we can estimate your health class, final determination is made during the underwriting process. These rates are for husband and wife of same age and Health class, and are for illustrative purposes only. These rates may not be available in all states.
To learn more, click one of the following:
Term Life Policies
Return of premium
Whole Life Policies
Universal Life Policies
Survivorship Life (Joint and Survivor)
To get a quote for life insurance, click one of the following:
Term life Quote
Return of premium Quote
Whole life Quote
Universal life Quote
Survivorship life Quote (Joint and Survivor)